601 W Dean Rd, Temperance, MI 48182 Property Records

Monroe County property record for 601 W Dean Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	1.19 acres (52,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Apr 2026)
Tax Bill	$4,570 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Nov 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-026-024-01`

Property Details

APN / Parcel Number

Primary APN	`02-026-024-01`

Exterior

Lot Area	52,098 sqft (1.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	601 W DEAN RD
City	TEMPERANCE
State	MI
Zip	48182-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.196 ACRE PARCEL A PARCEL OF LAND BEING PART OF THE NORTHWEST QUARTER OF SECTION 26, TOWN 8 SOUTH, RANGE 7 EAST, BEDFORD
Legal Range	07E
Legal Township	08S
Legal Section	26
Legal Subdivision	MOHAWK TRAILS 2
Legal Lot Number	75
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2002
Census Tract	833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHWESTERN OHIO
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Apr 21, 2026	Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION
Jul 6, 2021	Intrafamily Transfer, Transfer
May 21, 2021	Intrafamily Transfer, Transfer
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage WATERFORD BANK NA
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage DIRECTIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	20267123
Prior Transfer Date	Jun 30, 2021
Prior Transfer Doc	2021R17641
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557

Mortgage

Document Number	0000010621
Date	Jun 27, 2025
Instrument	2025R10621

Lender

Name	FIFTH THIRD BANK NORTHWESTERN OHIO
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557

Mortgage

Document Number	0000029066
Date	Nov 10, 2021
Instrument	2021R29066

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Apr 21, 2026
Property Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557
Document Number	0000007123
Instrument Date	Apr 20, 2026
Instrument	20267123
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371,175.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557

Mortgage

Document Number	0000007123,
Date	Apr 21, 2026
Instrument	20267123

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jul 6, 2021
Property Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557
Document Number	2021R17641
Instrument Date	Jun 30, 2021
Instrument	2021R17641
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	May 21, 2021
Property Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557
Document Number	2021R13808
Instrument Date	May 13, 2021
Instrument	2021R13808
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3876 EISENHOWER DR, 3876, NORTHWOOD, OH 43619-1942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003364
Date	Feb 23, 2017
Instrument	2017R03364

Lender

Name	WATERFORD BANK NA
Type	Bank
Address	TOLEDO, OH 43617

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 27, 2018
Property Address	601 W DEAN RD, TEMPERANCE, MI 48182-9557
Document Number	0000017911
Instrument Date	Sep 21, 2018
Instrument	17911
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3660 KNEPPER RD LAMBERTVILLE MI 481449743, LAMBERTVILLE, MI 48144-9743

Mortgage

Document Number	17912
Date	Sep 27, 2018
Instrument	17912

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,300 (+6.11%) Land $201,300	$402,600 (+6.11%) Land $402,600
2025	$4,570.00 (+12.04%) Homeowner's exemption	$189,700 (+23.34%) Land $189,700	$379,400 (+23.34%) Land $379,400
2023	$4,079.00 Homeowner's exemption	$153,800	$307,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1979–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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