601 W Clark St, Calmar, IA 52132 Property Records

Winneshiek County property record for 601 W Clark St, Calmar, IA 52132

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,024 sqft · built 1961
Lot Size	0.387 acres (16,848 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Oct 2019)
Tax Bill	$4,660 (2026)
Deeds & Mortgages	Sep 2019 Refinance May 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`143520300600`

Property Details

APN / Parcel Number

Primary APN	`143520300600`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,024 sqft Living Area
Basement Area	2,024 sqft
Finished Basement	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,848 sqft (0.387 acres)
Lot Dimensions	117 ft deep x 144 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	601 W CLARK ST
City	CALMAR
State	IA
Zip	52132-7645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 & E 38' LOT 8 BLK 74 WESTERN ADDN.
Legal Range	09W
Legal Township	97N
Legal Section	35
Legal Subdivision	WESTERN ADD
Legal Block	74
Legal Lot Number	8-10
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CALMAR
Census Block Group	1
Census Block	1037
Census Tract	950500

Owner

601 W Clark St is owned and occupied by two individuals who bought it in October 2019.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	601 W CLARK ST, CALMAR, IA 52132-7645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY BANK & TRUST
May 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LUANA SAVINGS BANK
Jan 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY BANK & TRUST
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST NA
Oct 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Deed Document Number	20192902
Deed Book / Page	2019 / 2902
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	601 W CLARK ST, CALMAR, IA 52132-7645
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2792
Date	Sep 30, 2019
Book Page	2019/2792
Instrument	2792

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	601 W CLARK ST, CALMAR, IA 52132-7645
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1044
Date	May 2, 2019
Book Page	2019/1044
Instrument	1044

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	601 W CLARK ST, CALMAR, IA 52132-7645
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/156
Date	Jan 16, 2020
Book Page	2020/156
Instrument	156

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	601 W CLARK ST, CALMAR, IA 52132-7645
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3220
Date	Aug 20, 2020
Book Page	2020/3220
Instrument	2020 3220

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 9, 2019
Property Address	601 W CLARK ST, CALMAR, IA 52132-7645
Document Number	2019/2902
Book / Page	2019 / 2902
Instrument Date	Sep 16, 2019
Instrument	2902
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 W CLARK ST, CALMAR, IA 52132-7645

Tax Assessment & Valuation

The 2026 property tax bill for 601 W Clark St was $4,660 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Calmar City
County	Winneshiek County
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,660.00	$285,900 (-) Land $28,500 Building $257,400	$285,900 (-) Land $28,500 Building $257,400
2025	$4,660.00 (+13%) Homeowner's exemption	$285,900 Land $28,500 Building $257,400	$285,900 Land $28,500 Building $257,400
2024	$4,124.00
2023		$250,990 (+14.07%) Land $28,500 Building $222,490	$250,990 Land $28,500 Building $222,490
2022	$4,068.00 Homeowner's exemption	$220,040 Land $23,750 Building $196,290
2021			$220,040 Land $23,750 Building $196,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 W Clark St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 W Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALMAR WATER SUPPLY serves 1,125 people · EPA ID IA9615064
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Acentek.

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