601 W 9th St, Oxford, AL 36203 Property Records

Calhoun County property record for 601 W 9th St, Oxford, AL 36203

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,451 sqft · built 1980
Lot Size	0.402 acres (17,550 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Feb 2018)
Tax Bill	$639 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-07-25-0-002-079.001`

Property Details

APN / Parcel Number

Primary APN	`22-07-25-0-002-079.001`
Alternative APNs	`185351` `61039`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
1st Floor Area	1,451 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,550 sqft (0.402 acres)
Lot Dimensions	135 ft deep x 130 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	185351
Street Address	601 W 9TH ST
City	OXFORD
State	AL
Zip	36203-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 TSP 16S RNG 07E HOWLE S/D BLK 2 LOT 12 OXFORD AL
Legal Range	07E
Legal Township	16S
Legal Section	25
Legal Subdivision	HOWLE SUBDIVISION
Legal Block	2
Legal Lot Number	12
Jurisdiction	CALHOUN AL
Township / Civil Division	ANNISTON
Census Block Group	1
Census Block	1014
Census Tract	1201

Owner

601 W 9th St is owned and occupied by an individual who bought it in February 2018.

Source: Calhoun County records, as of November 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	601 W 9TH ST, OXFORD, AL 36203-2325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT
Feb 12, 2018	Survivorship Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2018 · Amount on File
Deed Sale	Feb 12, 2018 · Amount on File
Deed Document Number	0003228977
Deed Book / Page	3228 / 977
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	601 W 9TH ST, OXFORD, AL 36203-2325
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	NATIONS DIRECT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004946/620
Date	Apr 23, 2020
Book Page	4946/620
Instrument	4946-0620

Lender

Name	ADVANCE MORTGAGE & INVESTMENT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

February 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CALHOUN AL
Recording Date	Feb 12, 2018
Property Address	601 W 9TH ST, OXFORD, AL 36203-2325
Document Number	003228/977
Book / Page	3228 / 977
Map Reference	PL K PG 9
Instrument Date	Feb 8, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	004864/734
Date	Feb 12, 2018
Book Page	4864/734

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Municipality	Oxford City
Unified School District	Oxford City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$12,800	$127,980 Land $18,000 Building $109,980
2023	$639.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$13,456 Land $1,800 Building $11,656	$134,560 Land $18,000 Building $116,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 601 W 9th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 W 9th St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD WATER WORKS & SEWER BOARD serves 31,239 people · EPA ID AL0000162
Water Source	Surface water
Last State Inspection	Jun 2024
Also Mapped Here	ANNISTON ALABAMA, THE WWSB OF THE CITY O
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Trichloroethylene resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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