601 Tammy St, Lynn Haven, FL 32444 Property Records

Bay County property record for 601 Tammy St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,115 sqft · built 1982
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Nov 2021)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Nov 2021 Sale Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11635-058-000`

Property Details

APN / Parcel Number

Primary APN	`11635-058-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,115 sqft Heated Area
Gross Area	2,155 sqft
1st Floor Area	1,115 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	108 ft deep x 75 ft wide
Garage Area	280 sqft
Porch	Porch
Porch Area	276 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	601 TAMMY ST
City	LYNN HAVEN
State	FL
Zip	32444-4392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE FOREST ESTATES PHASE 11 LOT 5 BLK E ORB 4482 P 1805 MAP 103B1
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	PINE FOREST ESTATES PHASE 1
Legal Phase	11
Legal Block	E
Legal Lot Number	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2020
Census Tract	1301

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	601 TAMMY ST, LYNN HAVEN, FL 32444-4392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Mar 13, 2019	Deed of Trust, Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Dec 13, 2016
Deed Document Number	2021084767
Deed Book / Page	4482 / 1805
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 5, 2021
Property Address	601 TAMMY ST, LYNN HAVEN, FL 32444-4392
Document Number	0044821805
Book / Page	4482 / 1805
Map Reference	MB 13 PG 33
Instrument Date	Nov 3, 2021
Instrument	2021084767
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	780 CROSSWIND AVE, 780, SARASOTA, FL 34240-1203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1163 NICKVILLE RD, ELBERTON, GA 30635-4314

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	601 TAMMY ST, LYNN HAVEN, FL 32444-4392
Document Number	0041031313
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2801 LONGLEAF RD PANAMA CITY FL 324052044, PANAMA CITY, FL 32405-2044

Mortgage

Document Number	0041031313
Date	Mar 21, 2019
Book Page	004103/001313
Instrument	29981

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,173.00 (+11.02%)	$211,605 (+12.24%) Land $56,200 Building $155,405	$211,605 (+12.24%) Land $56,200 Building $155,405
2023	$2,858.00 (+18.59%)	$188,530 (+14.98%) Land $48,000 Building $140,530	$188,530 (+14.98%) Land $48,000 Building $140,530
2022	$2,410.00	$163,971 Land $47,825 Building $116,146	$163,971 Land $47,825 Building $116,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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