601 T St, Sacramento, CA 95811 Property Records

Sacramento County property record for 601 T St, Sacramento, CA 95811

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,628 sqft · built 1908
Lot Size	0.74 acres (3,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Oct 2023)
Tax Bill	$16,856 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`009-0062-021-0000`

Property Details

APN / Parcel Number

Primary APN	`009-0062-021-0000`

Interior

Stories	2 Stories
Building Area	2,628 sqft Total Area
Gross Area	3,292 sqft
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,200 sqft (0.74 acres)

Location & Zoning

Street Address	601 T ST
City	SACRAMENTO
State	CA
Zip	95811-7026
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	R-3A-SPD
Legal Description	W 1/2 OF S 1/2 LOT 8 BLK S & T 6 & 7
Legal Block	S,T
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1057
Census Tract	2100

Owner

Source: Sacramento County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5064 SUTTER PARK WAY, SACRAMENTO, CA 95819-3159
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage CATHERINE A LEONARD REVOCABLE TRUST
Jun 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage PETE NAVARRA
Sep 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage SUNIT LOHTIA IRA
Oct 23, 2023	Grant Deed, Transfer · Commercial Mortgage TRAVIS CU
Oct 5, 2020	Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Book / Page	20231023 / 197
Prior Transfer Date	Mar 19, 2014
Prior Transfer Doc	0000000550
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	601 T ST, SACRAMENTO, CA 95811-7026
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001007
Date	Jun 29, 2022
Instrument	2022062901007

Lender

Name	CATHERINE A LEONARD REVOCABLE TRUST
Type	Private Party
Address	1 GARDEN DR, KENSINGTON, CA 94708

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	601 T ST, SACRAMENTO, CA 95811-7026
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001006
Date	Jun 29, 2022
Instrument	2022062901006

Lender

Name	PETE NAVARRA
Type	Private Party
Address	3220 NORTHROP AVE, SACRAMENTO, CA 95864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	601 T ST, SACRAMENTO, CA 95811-7026
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 ANDERSON WAY, SACRAMENTO, CA 95825-1309

Mortgage

Document Number	0000000317
Date	Sep 26, 2022
Instrument	2022092600317

Lender

Name	SUNIT LOHTIA IRA
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 23, 2023
Property Address	601 T ST, SACRAMENTO, CA 95811-7026
Document Number	0000000197
Instrument Date	Oct 17, 2023
Instrument	202310230197
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5064 SUTTER PARK WAY, SACRAMENTO, CA 95819-3159

Mortgage

Document Number	0000000198
Date	Oct 23, 2023
Instrument	202310230198

Lender

Name	TRAVIS CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2028

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2020
Property Address	601 T ST, SACRAMENTO, CA 95811-7026
Document Number	2010050777
Instrument Date	Sep 29, 2020
Instrument	2010050777
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount Recorded
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 T ST SACRAMENTO CA 958117026, SACRAMENTO, CA 95811-7026

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,456,560 (+2%) Land $436,968 Building $1,019,592
2025	$16,856.00 (+1.43%)	$1,428,000 (+93.17%) Land $428,400 Building $999,600
2024	$16,619.00 (+85.38%)
2023	$8,965.00 (-7.94%)	$739,260 Land $270,504 Building $468,756
2022	$9,738.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	3 (1992–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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