601 Swallow Ln, Murray, KY 42071 Property Records

Calloway County property record for 601 Swallow Ln, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,872 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Mar 2021)
Tax Bill	$6,204 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-A-0049`

Property Details

APN / Parcel Number

Primary APN	`101-A-0049`
Alternative APN	`88271`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	2,872 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	948 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	88271
Street Address	601 SWALLOW LN
City	MURRAY
State	KY
Zip	42071-4930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	601 SWALLOW LANE
Legal Subdivision	CENTER RDG CABIN SITE SUB
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3002
Census Tract	10100

Owner

601 Swallow Ln is owned by an individual who acquired it in June 2021.

Source: Calloway County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	422 MAIN ST, COVINGTON, TN 38019
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
Jul 20, 2021	Intrafamily Transfer, Transfer
Mar 17, 2021	Deed, Transfer · Conventional Mortgage FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Deed Document Number	2021647748
Deed Book / Page	1303 / 439
Last Transfer Date	Jun 24, 2021
Transfer Doc	001324/338
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	601 SWALLOW LN, MURRAY, KY 42071-4930
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001246/288
Date	Mar 12, 2020
Book Page	1246/288
Instrument	640015

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Jul 20, 2021
Property Address	601 SWALLOW LN, MURRAY, KY 42071-4930
Document Number	001324/338
Book / Page	1324 / 338
Instrument Date	Jun 24, 2021
Instrument	650668
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	422 MAIN STREET, COVINGTON, TN 38019

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLOWAY KY
Recording Date	Mar 17, 2021
Property Address	601 SWALLOW LN, MURRAY, KY 42071-4930
Document Number	001303/439
Book / Page	1303 / 439
Instrument Date	Mar 12, 2021
Instrument	647748
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	911 SYCAMORE ST, MURRAY, KY 42071-2426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	422 MAIN STREET, COVINGTON, TN 38019

Mortgage

Document Number	0000647749
Date	Mar 17, 2021
Instrument	647749

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 601 Swallow Ln was $6,204.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,204.00	$700,000	$700,000
2023	$6,309.00	$700,000	$700,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Swallow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Swallow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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