601 Spring St, Saint Joseph, TN 38481 Property Records

Lawrence County property record for 601 Spring St, Saint Joseph, TN 38481

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,371 sqft · built 1976
Lot Size	0.452 acres (19,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,750 (Oct 2018)
Tax Bill	$789 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050169L A 01600`

Property Details

APN / Parcel Number

Primary APN	`050169L A 01600`
Alternative APN	`169L A 01600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,371 sqft Living Area
1st Floor Area	1,371 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1987
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,700 sqft (0.452 acres)
Lot Dimensions	197 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	294 sqft
Carport	Carport
Carport Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	105 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	601 SPRING ST
City	SAINT JOSEPH
State	TN
Zip	38481-5066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: EVERS SUBD; BLOCK: B
Legal Subdivision	EVERS SUBD
Legal Block	B
Legal Lot Number	7
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2090
Census Tract	960600

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 SPRING ST, SAINT JOSEPH, TN 38481-5066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Oct 12, 2018	Warranty Deed, Transfer FIRSTBANK
Oct 11, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 1, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	20185372
Deed Book / Page	546 / 611
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	601 SPRING ST, SAINT JOSEPH, TN 38481-5066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	603429
Date	Aug 18, 2020
Book Page	603/429
Instrument	20004695

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Oct 12, 2018
Property Address	601 SPRING ST, SAINT JOSEPH, TN 38481-5066
Document Number	546611
Book / Page	000546 / 000611
Instrument Date	Oct 11, 2018
Instrument	5372
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$209.98
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 SPRING ST ST JOSEPH TN 384815066, ST JOSEPH, TN 38481-5066

Mortgage

Document Number	546493
Date	Oct 12, 2018
Book Page	000546/000493
Instrument	5341

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Oct 11, 2018
Property Address	601 SPRING ST, SAINT JOSEPH, TN 38481-5066
Document Number	546491
Book / Page	000546 / 000491
Instrument Date	Oct 10, 2018
Instrument	5340
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$419.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 SPRING ST ST JOSEPH TN 384815066, ST JOSEPH, TN 38481-5066

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	601 SPRING ST, SAINT JOSEPH, TN 38481-5066
Document Number	540700
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	601 SPRING ST ST JOSEPH TN 384815066, ST JOSEPH, TN 38481-5066

Mortgage

Document Number	540700
Date	Aug 6, 2018
Book Page	000540/000700
Instrument	3971

Lender

Name	FIRST FARMERS & MERCHANTS BK
Type	Bank
Address	COLUMBIA, TN 38402-1148

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	St. Joseph City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,875 (-) Land $1,125 Building $30,750
2024	$789.00
2023	$789.00	$31,875 (-) Land $1,125 Building $30,750
2022	$789.00	$31,875 Land $1,125 Building $30,750	$127,500 Land $4,500 Building $123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH WATER SYSTEM serves 1,533 people · EPA ID TN0000604
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyline Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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