Lake County property record for 601 Smith Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,488 sqft · built 1974 |
| Lot Size | 0.193 acres (8,425 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $389,000 (Mar 2024) |
| Tax Bill | $4,644 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-401-015 |
| Primary APN | 12-18-401-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 1,908 sqft |
| 1st Floor Area | 912 sqft |
| Upper Floors Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,425 sqft (0.193 acres) |
| Lot Dimensions | 69 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 601 SMITH AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLE GROVE (EX W 55.32 FT) LOT 1 |
| Legal Subdivision | BELLE GROVE |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 863202 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 601 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 4, 2024 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Aug 26, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2024 · Amount on Record |
| Deed Sale | Mar 4, 2024 · Amount on Record |
| Prior Sale | Aug 26, 2021 · Amount on Record |
| Deed Document Number | 20248022425 |
| Prior Transfer Date | Dec 17, 2015 |
| Prior Transfer Doc | 0007258394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 14, 2026 |
| Property Address | 601 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
| Document Number | 0008163042 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20268163042 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 601 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
| Investor | Possibly a Property Investor |
| Document Number | 0008163042, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20268163042 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | May 1, 2054 |
| Rate | 5.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 4, 2024 |
| Property Address | 601 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
| Document Number | 0008022425 |
| Map Reference | DOC 1627065 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 8022425 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
| Document Number | 0008022426 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 8022426 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 26, 2021 |
| Property Address | 601 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
| Document Number | 0007820660 |
| Map Reference | DOC 1627065 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 7820660 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,798 (+35.11%) Land $20,395 Building $76,403 | $290,423 (+35.11%) Land $61,191 Building $229,232 | |
| 2024 | $4,644.00 (+10.89%) | ||
| 2023 | $4,188.00 (+2.2%) | $71,644 (+6.98%) Land $15,095 Building $56,549 | $214,954 (+6.98%) Land $45,290 Building $169,664 |
| 2022 | $4,098.00 | $66,971 Land $14,110 Building $52,861 | $200,933 Land $42,334 Building $158,599 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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