601 Shore Line Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 601 Shore Line Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1974
Owner	Individual Name on File
Tax Bill	$637 (2023)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2355-0000-4580-63`

Property Details

APN / Parcel Number

Primary APN	`2355-0000-4580-63`
Alternative APNs	`R000033620` `241069`

Interior

Full Baths	1 Bath
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	R000033620
Old Parcel Number	2355.0000.4580.63
Street Address	601 SHORE LINE DR
City	TOOL
State	TX
Zip	75143-2366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 458-459 AB 360 G HANCOCK SUR, CEDARCREST SHORES ESTS, LTS 458-459, B/62
Legal Subdivision	CEDAR CREST SHORES (508)
Legal Lot Number	458,459 459
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2013
Census Tract	950801

Owner

601 Shore Line Dr is owned by an individual who acquired it in November 2006.

Source: Henderson County records, as of April 1, 2024

Owner of Record	Individual Name on File
Mailing Address	601 SHORE LINE DR, TOOL, TX 75143-2366
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITIBANK NA
Aug 17, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2006
Deed Sale	Nov 2, 2006
Deed Document Number	0019987
Deed Book / Page	2706 / 575
Record Updated	Jun 7, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	601 SHORE LINE DR, TOOL, TX 75143-2366
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700008863
Date	Jun 14, 2017
Instrument	2017-00008863

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	601 SHORE LINE DR, TOOL, TX 75143-2366
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	TIMIOS INC TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012043
Date	Aug 17, 2020
Instrument	2020-00012043

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.71%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$637.00 (-68.13%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$109,511 Land $10,000 Building $129,023	$139,023 Land $10,000 Building $129,023
2022	$1,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Shore Line Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Shore Line Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed, Conquest Wireless, Nextlink, Verizon.

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