601 Sapling Way, Desoto, TX 75115 Property Records

Dallas County property record for 601 Sapling Way, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,206 sqft · built 1980
Lot Size	0.247 acres (10,765 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (May 2010)
Tax Bill	$5,738 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-03650-005-021-0000`

Property Details

APN / Parcel Number

Primary APN	`20-03650-005-021-0000`
Alternative APN	`200365000502100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,206 sqft Living Area
1st Floor Area	2,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,765 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200365000502100
Street Address	601 SAPLING WAY
City	DESOTO
State	TX
Zip	75115-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z312
Legal Description	GLEN 1ST INST BLK E LT 21 INT201000116696 DD05032010 CO-DC 0365000502100 4CS03650005
Legal Subdivision	GLEN 1ST INST
Legal Tract	3650
Legal Block	E
Legal Lot Number	21
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2021
Census Tract	16618

Owner

601 Sapling Way is owned and occupied by two individuals who bought it in May 2010.

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	601 SAPLING WAY, DESOTO, TX 75115-3826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 22, 2020	Loan Modification, Mortgage · FHA Mortgage RUSHMORE LN MGMT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2010 · Amount on File
Deed Sale	May 10, 2010 · Amount on File
Deed Document Number	2010116696
Prior Transfer Date	May 4, 2010
Prior Transfer Doc	0000116696
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	601 SAPLING WAY, DESOTO, TX 75115-3826
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 SAPLING WAY, DESOTO, TX 75115-3826

Mortgage

Document Number	0000033664
Date	Feb 20, 2024
Instrument	202400033664

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 1, 2064

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	601 SAPLING WAY, DESOTO, TX 75115-3826
Document Number	0000195126
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 SAPLING WAY DESOTO TX 751153826, DESOTO, TX 75115-3826

Mortgage

Document Number	0000195126
Date	Jul 30, 2020
Instrument	195126

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 601 Sapling Way was $5,738 with exemptions applied, up 9.4% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,100 (-) Land $80,000 Building $240,100	$320,100 (-) Land $80,000 Building $240,100
2025	$5,738.00 (+9.42%) Homeowner's exemption	$320,100 Land $80,000 Building $240,100	$320,100 Land $80,000 Building $240,100
2024	$5,244.00 (+11.36%)
2023	$4,709.00 (-7.7%) Homeowner's exemption	$263,530 Land $50,000 Building $213,530	$263,530 Land $50,000 Building $213,530
2022	$5,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Sapling Way in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	58 (1979–2004)
Claims Outside the SFHA	7 of 58
Most Recent Claim	Jul 2004 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jun 1989 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Sapling Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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