601 Saint James Dr, Apt 8, Laredo, TX 78041 Property Records

Webb County property record for 601 Saint James Dr, Apt 8, Laredo, TX 78041

Property Summary

Property Type	Condominium
Details	1,632 sqft · built 1989
Lot Size	0.099 acres (4,303 sqft)
Owner	Individual Name on File
Last Sale	$157,300 (Sep 2018)
Tax Bill	$822 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`945-00941-088`

Property Details

APN / Parcel Number

Primary APN	`945-00941-088`
Alternative APN	`222030`

Interior

Units	38 Units
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,303 sqft (0.099 acres)
Pool Area	17 sqft
Porch	Open Porch
Porch Area	40 sqft

Location & Zoning

Street Address	601 SAINT JAMES DR, 8
City	LAREDO
State	TX
Zip	78041-2898
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 8 BLDG C CHAMPIONS CONDOMINIUMS BLK 94 DEL MAR 5-C
Legal Subdivision	CHAMPIONS CONDOS
Legal Block	94
Legal Lot Number	88
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3005
Census Tract	1709

Owner

601 Saint James Dr, Apt 8 is owned by an individual who bought it in September 2018.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 452249, LAREDO, TX 78045-0055
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2018 · Amount on File
Deed Sale	Sep 19, 2018 · Amount on File
Prior Sale	Nov 30, 2016
Deed Document Number	20181340079
Deed Book / Page	4480 / 831
Prior Transfer Date	Sep 14, 2018
Prior Transfer Doc	004480/831
Record Updated	Oct 29, 2026

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 19, 2018
Property Address	601 SAINT JAMES DR APT 8, 8, LAREDO, TX 78041-2898
Document Number	004480/831
Book / Page	4480 / 831
Map Reference	VOL 679 PG 707
Instrument Date	Sep 14, 2018
Instrument	1340079
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 EDEN LN, 806, LAREDO, TX 78045-2160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 452249, LAREDO, TX 78045-0055
Investor	Possibly a Property Investor

Mortgage

Document Number	0001340080
Date	Sep 19, 2018
Instrument	1340080

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	Prime Rate
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 601 Saint James Dr, Apt 8 was $822, down 19.9% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,206 (-0.8%) Land $43,026 Building $118,180	$161,206 (-0.8%) Land $43,026 Building $118,180
2025	$822.00 (-19.88%)	$162,499 Land $43,026 Building $119,473	$162,499 Land $43,026 Building $119,473
2024	$1,026.00
2023		$154,704 Land $21,513 Building $133,191	$154,704 Land $21,513 Building $133,191
2022	$971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Saint James Dr, Apt 8 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2007–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 601 Saint James Dr, Apt 8 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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