Kendall County property record for 601 Saddlebrook Ct, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,112 sqft · built 1998 |
| Lot Size | 0.267 acres (11,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,000 (Apr 2020) |
| Tax Bill | $9,302 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-304-004 |
| Primary APN | 03-20-304-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| Gross Area | 3,576 sqft |
| 1st Floor Area | 2,112 sqft |
| Basement Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 11,612 sqft (0.267 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 601 SADDLEBROOK CT |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 167 LAKEVIEW ESTATES WEST UNIT 2 VILLAGE OF OSWEGO |
| Legal Subdivision | LAKEVIEW ESTATES |
| Legal Lot Number | 167 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 890106 |
601 Saddlebrook Ct is owned and occupied by two individuals who bought it in April 2020.
Source: Kendall County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Apr 16, 2020 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on File |
| Deed Sale | Apr 16, 2020 · Amount on File |
| Prior Sale | Jul 8, 2015 · Amount on File |
| Deed Document Number | 20205969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Document Number | 0000013945 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 202300013945 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Document Number | 0000013945 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 202300013945 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Document Number | 0000008749 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 202300008749 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 320 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Document Number | 0000002865 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 202300002865 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Document Number | 0000017957 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 202200017957 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 601 SABBLEBROOK CT, OSWEGO, IL 60543-8221 |
| Document Number | 0000033225 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 202100033225 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 16, 2020 |
| Property Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Document Number | 0000005969 |
| Map Reference | DOC 9505226 |
| Instrument Date | Mar 7, 2020 |
| Instrument | 202000005969 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | FOX TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 601 SADDLEBROOK CT, OSWEGO, IL 60543-8221 |
| Document Number | 0000005970 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 202000005970 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate | 5.12% |
|---|
The 2025 property tax bill for 601 Saddlebrook Ct was $9,302, down 0.1% from the year before.
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,302.00 (-0.14%) | $129,061 Land $29,042 Building $100,019 | $387,183 Land $87,126 Building $300,057 |
| 2024 | $9,315.00 | ||
| 2022 | $97,954 Land $22,042 Building $75,912 | $293,862 Land $66,126 Building $227,736 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 601 Saddlebrook Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 601 Saddlebrook Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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