601 S Maple St, Fruita, CO 81521 Property Records

Mesa County property record for 601 S Maple St, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,772 sqft · built 1978
Lot Size	0.242 acres (10,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,998 (Oct 2022)
Tax Bill	$2,463 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2697-173-07-017`

Property Details

APN / Parcel Number

Primary APN	`2697-173-07-017`
Alternative APN	`R012378`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,772 sqft Living Area
1st Floor Area	2,356 sqft
Upper Floors Area	416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,541 sqft (0.242 acres)
Garage Area	416 sqft
Porch	Open/Unfinished Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R012378
Street Address	601 S MAPLE ST
City	FRUITA
State	CO
Zip	81521-2964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK 1 HERITAGE MEADOWS FIL NO 1 A REPLAT OF FRUITA SOUTH FIL NO 1 SEC 17 1N 2W UM
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	HERITAGE MEADOWS #1
Legal Block	1
Legal Lot Number	17
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	1
Census Block	1028
Census Tract	1504

Owner

Source: Mesa County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 S MAPLE ST, FRUITA, CO 81521-2964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Dec 29, 2023	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Oct 16, 2024	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Oct 28, 2022	Special Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 6, 2018	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Dec 6, 2018 · Amount on Record
Deed Document Number	20223048016
Prior Transfer Date	Apr 2, 1997
Prior Transfer Doc	0001794234
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Recording Date	Jul 22, 2026
Property Address	601 S MAPLE ST, FRUITA, CO 81521-2964
Document Number	0003165399
Instrument Date	Jul 13, 2026
Instrument	20263165399
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	601 S MAPLE ST, FRUITA, CO 81521-2964

Mortgage

Document Number	0003165399,
Date	Jul 22, 2026
Instrument	20263165399

Lender

Name	MAGNOLIA BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	601 S MAPLE ST, FRUITA, CO 81521-2964
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S MAPLE ST, FRUITA, CO 81521-2964

Mortgage

Document Number	0003082496
Date	Dec 29, 2023
Instrument	3082496

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	601 S MAPLE ST, FRUITA, CO 81521-2964
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S MAPLE ST, FRUITA, CO 81521-2964

Mortgage

Document Number	0003107037
Date	Oct 16, 2024
Instrument	3107037

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Oct 28, 2022
Property Address	601 S MAPLE ST, FRUITA, CO 81521-2964
Document Number	0003048016
Instrument Date	Oct 27, 2022
Instrument	3048016
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	601 S MAPLE ST, FRUITA, CO 81521-2964

Mortgage

Document Number	0003048017
Date	Oct 28, 2022
Instrument	3048017

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 6, 2018
Property Address	601 S MAPLE ST, FRUITA, CO 81521-2964
Document Number	0002863620
Instrument Date	Dec 5, 2018
Instrument	2863620
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	601 S MAPLE ST FRUITA CO 815212964, FRUITA, CO 81521-2964

Mortgage

Document Number	2863621
Date	Dec 6, 2018
Instrument	2863621

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,463.00 (-6.28%)	$29,570 (-7.74%) Land $6,440 Building $23,130	$473,100 (-1.09%) Land $103,000 Building $370,100
2024	$2,628.00 (+4.04%)	$32,050 (+3.49%) Land $5,410 Building $26,640
2023	$2,526.00 (+17.22%)	$30,970 (+19.16%) Land $5,390 Building $25,580	$478,300 (+27.89%) Land $80,720 Building $397,580
2022	$2,155.00	$25,990 Land $3,820 Building $22,170
2021			$373,990 Land $55,000 Building $318,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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