601 S Main St, Homer, IL 61849 Property Records

Champaign County property record for 601 S Main St, Homer, IL 61849

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,214 sqft · built 1910
Lot Size	0.214 acres (9,321 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Jun 2021)
Tax Bill	$2,373 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`26-30-09-305-001`

Property Details

APN / Parcel Number

Primary APN	`26-30-09-305-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	3,815 sqft
1st Floor Area	1,214 sqft
Basement Area	1,214 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	9,321 sqft (0.214 acres)
Garage Type	Attached
Garage Area	1,110 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	601 S MAIN ST
City	HOMER
State	IL
Zip	61849-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2, PT 3 BLOCK 2 MUDGES ADD, SUB OF BLK 2
Legal Range	14W
Legal Township	18N
Legal Section	09
Legal Subdivision	MUDGES ADD, SUB OF BLK 2
Legal Block	2
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	SOUTH HOMER
Census Block Group	1
Census Block	1047
Census Tract	10800

Owner

Source: Champaign County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 MAIN ST # A, A, HOMER, IL 61849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Apr 12, 2017	Warranty Deed, Construction Loan · Construction Mortgage THE GIFFORD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	202114795
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 24, 2021
Property Address	601 S MAIN ST, HOMER, IL 61849-1513
Document Number	0000014795
Map Reference	MB A PG 215
Instrument Date	Jun 11, 2021
Instrument	2021R14795
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S MAIN ST, HOMER, IL 61849-1513

Mortgage

Document Number	0000014796
Date	Jun 24, 2021
Instrument	2021R14796

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.37%

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 12, 2017
Property Address	601 S MAIN ST, HOMER, IL 61849-1513
Document Number	0000006267
Map Reference	MB A PG215
Instrument Date	Apr 2, 2017
Instrument	2017R06267
Transaction Type	Construction Loan
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S MAIN ST, HOMER, IL 61849-1513

Mortgage

Document Number	0000006268
Date	Apr 12, 2017
Instrument	2017R06268

Lender

Name	THE GIFFORD STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 7, 2022

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	South Homer Township
Municipality	Homer Village
Unified School District	Heritage Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,640 (+22.09%) Land $4,850 Building $32,790	$112,920 (+22.09%) Land $14,550 Building $98,370
2024	$2,373.00 (+16.55%)
2022	$2,036.00 Homeowner's exemption	$30,830 Land $3,970 Building $26,860	$92,490 Land $11,910 Building $80,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOMER serves 1,200 people · EPA ID IL0190300
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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