601 S Main St, Fredericktown, MO 63645 Property Records

Madison County property record for 601 S Main St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	5 bd · 1,528 sqft · built 1950
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Tax Bill	$793 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-4.0-17-001-013-012.000`

Property Details

APN / Parcel Number

Primary APN	`07-4.0-17-001-013-012.000`
Alternative APN	`4316`

Interior

Bedrooms	5 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Carport
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	601 S MAIN ST
City	FREDERICKTOWN
State	MO
Zip	63645-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SURVEY 2075
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3002
Census Tract	960202

Owner

Source: Madison County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 S MAIN ST, FREDERICKTOWN, MO 63645-1441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage GUILD MORTGAGE CO
Oct 28, 2021	Warranty Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OZARKS FEDERAL SAVINGS & LOAN ASSOCIATIO
Nov 6, 2017	Warranty Deed, Transfer · ARM OZARKS FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021
Deed Sale	Oct 28, 2021
Prior Sale	Nov 6, 2017
Deed Document Number	0000053594
Deed Book / Page	535 / 94
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	601 S MAIN ST, FREDERICKTOWN, MO 63645-1441
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000535/96
Date	Oct 28, 2021
Book Page	535/96
Instrument	2021001962

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Oct 28, 2021
Property Address	601 S MAIN ST, FREDERICKTOWN, MO 63645-1441
Document Number	535/94
Book / Page	535 / 94
Instrument Date	Oct 22, 2021
Instrument	2021001961
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S MAIN ST, FREDERICKTOWN, MO 63645-1441

Mortgage

Document Number	535/96
Date	Oct 28, 2021
Book Page	535/96
Instrument	2021001962

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	601 S MAIN ST, FREDERICKTOWN, MO 63645-1441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	522/421
Date	Nov 23, 2020
Book Page	522/421
Instrument	2020001917

Lender

Name	OZARKS FEDERAL SAVINGS & LOAN ASSOCIATIO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Nov 6, 2017
Property Address	601 S MAIN ST, FREDERICKTOWN, MO 63645-1441
Document Number	00489/0984
Book / Page	489 / 0984
Instrument Date	Oct 31, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S MAIN ST, FREDERICKTOWN, MO 63645-1441

Mortgage

Document Number	489/0986
Date	Nov 6, 2017
Book Page	489/0986

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	11th District COF
Max Rate	10%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$793.00	$12,620 (-)	$66,430 (-) Land $7,700 Building $58,730
2023	$793.00	$12,620	$66,430 Land $7,700 Building $58,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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