601 S Lafayette St, Dearborn, MI 48124 Property Records

Wayne County property record for 601 S Lafayette St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,102 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$740,000 (Jan 2025)
Tax Bill	$10,500 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-202-28-005`

Property Details

APN / Parcel Number

Primary APN	`82-09-202-28-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,102 sqft Living Area
1st Floor Area	1,813 sqft
Basement Area	1,361 sqft
Unfinished Basement	1,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	96 ft deep x 105 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	601 S LAFAYETTE ST
City	DEARBORN
State	MI
Zip	48124-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOTS 1445 & 1446 HANNAN'S DEARBORN HILLS SUB NO 4
Legal Subdivision	HANNANS DEARBORN HILLS NO 4
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3021
Census Tract	574800

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	601 S LAFAYETTE ST, DEARBORN, MI 48124-1545
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 15, 2021	Intrafamily Transfer, Transfer
Aug 7, 2017	Deed of Trust, Mortgage DFCU FINANCIAL
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Nov 3, 2017	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	202522060
Deed Book / Page	59314 / 1172
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	601 S LAFAYETTE ST, DEARBORN, MI 48124-1545
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S LAFAYETTE ST, DEARBORN, MI 48124-1545

Mortgage

Document Number	0573121216
Date	Jan 5, 2022
Book Page	57312/1216
Instrument	2022005096

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Jun 15, 2021
Property Address	601 S LAFAYETTE ST, DEARBORN, MI 48124-1545
Document Number	0568041301
Book / Page	56804 / 1301
Map Reference	LB 47 PG 73
Instrument Date	Jun 15, 2021
Instrument	2021253344
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	601 S LAFAYETTE ST, DEARBORN, MI 48124-1545

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	601 S LAFAYETTE ST, DEARBORN, MI 48124-1545
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0538720356
Date	Aug 7, 2017
Book Page	53872/0356
Instrument	2017269588

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jun 30, 2022

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	601 S LAFAYETTE ST, DEARBORN, MI 48124-1545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0558081048
Date	May 28, 2020
Book Page	55808/1048
Instrument	2020172250

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 3, 2017
Property Address	601 S LAFAYETTE ST, DEARBORN, MI 48124-1545
Document Number	0540421103
Book / Page	54042 / 1103
Map Reference	LB47 PG73
Instrument Date	Nov 3, 2017
Instrument	2017348158
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	VENTURE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 S LAFAYETTE ST, 601, DEARBORN, MI 48124-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15911 ANDOVER DR, DEARBORN, MI 48120-1055

Mortgage

Document Number	2017348134
Date	Nov 3, 2017
Instrument	2017348134

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,600 (-21.19%)	$583,200 (-21.19%)
2025	$10,500.00 (-0.24%) Homeowner's exemption	$370,000 (+35.48%)	$740,000 (+35.48%)
2023		$273,100	$546,200
2019	$10,525.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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