601 Rocky Gap Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 601 Rocky Gap Rd, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	1,606 sqft · built 1987
Lot Size	1.08 acres (47,088 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2022)
Tax Bill	$755 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13190-201`

Property Details

APN / Parcel Number

Primary APN	`13190-201`
Alternative APNs	`132956033978` `112170` `98229`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,606 sqft Heated Area
Gross Area	2,022 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Lot Area	47,088 sqft (1.08 acres)

Location & Zoning

Account Number	112170
Old Parcel Number	13190201
Street Address	601 ROCKY GAP RD
City	WEST JEFFERSON
State	NC
Zip	28694-7009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.081 A FROM STELLA HOUCK OFF 1138
Jurisdiction	ASHE NC
Township / Civil Division	OLD FIELDS
Census Block Group	2
Census Block	2002
Census Tract	970701

Owner

601 Rocky Gap Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	601 ROCKY GAP RD, WEST JEFFERSON, NC 28694-7009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Jan 5, 2005 · Amount on File
Deed Document Number	20223428
Deed Book / Page	543 / 341
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jun 22, 2022
Property Address	601 ROCKY GAP RD, WEST JEFFERSON, NC 28694-7009
Document Number	000543/341
Book / Page	543 / 341
Instrument Date	Jun 21, 2022
Instrument	3428
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 PELICAN DR, NEW BERN, NC 28560-9031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 ROCKY GAP RD, WEST JEFFERSON, NC 28694-7009

Mortgage

Document Number	0000003429
Date	Jun 22, 2022
Instrument	3429

Lender

Name	JENNIFER BUMGARNER ELAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 601 Rocky Gap Rd was $755.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$755.00	$144,200 (-) Land $13,000 Building $131,200	$144,200 (-) Land $13,000 Building $131,200
2025	$755.00	$144,200 Land $13,000 Building $131,200	$144,200 Land $13,000 Building $131,200
2023	$697.00 (+9.08%)	$144,200 (+59.16%) Land $13,000 Building $131,200	$144,200 (+59.16%) Land $13,000 Building $131,200
2022	$639.00	$90,600 Land $8,000 Building $82,600	$90,600 Land $8,000 Building $82,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 601 Rocky Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Rocky Gap Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE only, no 5G reported

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