601 Prospect Rd, Mount Airy, MD 21771 Property Records

Frederick County property record for 601 Prospect Rd, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,880 sqft · built 1954
Lot Size1.98 acres (86,249 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Sep 2010)
Tax Bill$5,540 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN18-401177

Property Details

APN / Parcel Number

Primary APN18-401177
Alternative APN
  • 401177

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,880 sqft Living Area
1st Floor Area1,488 sqft
Basement Area392 sqft
Finished Basement392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area86,249 sqft
Garage TypeDetached
Garage Area840 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number401177
Street Address601 PROSPECT RD
CityMOUNT AIRY
StateMD
Zip21771-5606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 1.98 ACRES HOWARD HOOD
Legal SubdivisionHOWARD HOOD
Legal Lot Number3
JurisdictionFREDERICK MD
Township / Civil Division18, WOODVILLE
Census Block Group1
Census Block1013
Census Tract752001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

601 Prospect Rd is owned and occupied by two individuals who bought it in September 2010.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address601 PROSPECT RD, MOUNT AIRY, MD 21771-5606
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2010 · Amount on File
Deed SaleSep 8, 2010 · Amount on File
Prior SaleAug 20, 2009
Deed Document Number20104442
Deed Book / Page7980 / 114
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address601 PROSPECT RD, MOUNT AIRY, MD 21771-5606
Document Number0117020201
Book / Page011702 / 000201
Instrument DateFeb 21, 2017
Transaction TypeMortgage
Record UpdatedMar 27, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address601 PROSPECT RD MOUNT AIRY MD 217715606, MOUNT AIRY, MD 21771-5606

Mortgage

Document Number0117020201
DateMar 7, 2017
Book Page011702/000201
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 601 Prospect Rd was $5,540 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityMount Airy Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$422,433$447,800 Land $149,800 Building $298,000
2025$5,540.00
2023$4,846.00 Homeowner's exemption$360,000$371,700 Land $129,800 Building $241,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Prospect Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOUNT AIRY
serves 9,890 people · EPA ID MD0060007
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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