601 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 601 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Vacant Land
Details	4 bd · 4 ba · 1,928 sqft · built 1966
Lot Size	0.265 acres (11,543 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Jan 2024)
Tax Bill	$4,495 (2025)
Deeds & Mortgages	Aug 2025 Construction Loan Jan 2024 Sale & Construction Loan + 2 more
Flood Zone	Zone VE (high risk)
APN	`6324.11.55.2485000`

Property Details

APN / Parcel Number

Primary APN	`6324.11.55.2485000`
Alternative APNs	`554575` `70013`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,928 sqft Total Area
1st Floor Area	1,568 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1984
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	150 ft deep x 75 ft wide
View / Lot	Waterfront / Beach
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	70013
Street Address	601 OCEAN DR
City	EMERALD ISLE
State	NC
Zip	28594-6952
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	L22 24 B3 EMERALD ISLE
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	55
Legal Lot Number	22,24
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1015
Census Tract	970903

Owner

Source: Carteret County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	524 S ELM ST, GREENSBORO, NC 27406-1326
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · Construction Mortgage ALTO CAPITAL HOLDINGS LLC
Jan 11, 2024	Warranty Deed, Construction Loan · Construction Mortgage ELS HOLDINGS LLC
Apr 29, 2022	Warranty Deed, Transfer · Commercial Mortgage EASY STREET CAPITAL INVESTMENTS LLC
Oct 12, 2018	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	20241817322
Deed Book / Page	1817 / 322
Prior Transfer Date	Mar 15, 2005
Prior Transfer Doc	0011010257
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	601 OCEAN DR, EMERALD ISLE, NC 28594
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018630412
Date	Aug 15, 2025
Book Page	1863/412
Instrument	1863412

Lender

Name	ALTO CAPITAL HOLDINGS LLC
Type	Mortgage Company
Address	MIAMI, FL 33162

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Mar 1, 2027

January 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 11, 2024
Property Address	601 OCEAN DR, EMERALD ISLE, NC 28594
Document Number	0018170322
Book / Page	1817 / 322
Map Reference	MB 3 PG 57
Instrument Date	Jan 9, 2024
Instrument	1817322
Transaction Type	Construction Loan
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Tax	$2,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S ELM ST, GREENSBORO, NC 27406-1326

Mortgage

Document Number	0001817323
Date	Jan 11, 2024
Instrument	1817323

Lender

Name	ELS HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Aug 1, 2025

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 29, 2022
Property Address	601 OCEAN DR, EMERALD ISLE, NC 28594
Document Number	0017650468
Book / Page	1765 / 468
Map Reference	MB 3 PG 57
Instrument Date	Apr 18, 2022
Instrument	1765468
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 S 14TH ST, MOREHEAD CITY, NC 28557-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 LADY BUG LN, CHAPEL HILL, NC 27516-9432

Mortgage

Document Number	0001765469
Date	Apr 29, 2022
Instrument	1765-469

Lender

Name	EASY STREET CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	601 OCEAN DR, EMERALD ISLE, NC 28594
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016210046
Date	Oct 12, 2018
Book Page	1621/046
Instrument	1621046

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	79615

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2033

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,915,839 (+80.93%) Land $1,058,906 Building $856,933	$1,915,839 (+80.93%) Land $1,058,906 Building $856,933
2025	$4,495.00 (+12.21%)	$1,058,906 (+60.62%) Land $1,058,906	$1,058,906 (+60.62%) Land $1,058,906
2023		$659,265 Land $571,200 Building $88,065	$659,265 Land $571,200 Building $88,065
2022	$4,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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