601 North St, Prospect, OH 43342 Property Records

Marion County property record for 601 North St, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1940
Lot Size	0.209 acres (9,084 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (May 2019)
Tax Bill	$1,845 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`27-0020017.600`

Property Details

APN / Parcel Number

Primary APN	`27-0020017.600`
Alternative APN	`030004100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,000 sqft
Flooring	Wood
Interior Walls	Block

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Roof Material	Metal
Lot Area	9,084 sqft (0.209 acres)
Garage Type	Detached
Garage Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	601 NORTH ST
City	PROSPECT
State	OH
Zip	43342-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CATHARINE DAVIS 2ND LOT 296 PG 10 101 2.00 176.00
Legal Subdivision	CATHARINE DAVIS 2ND
Legal Lot Number	296
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1027
Census Tract	10500

Owner

601 North St is owned and occupied by an individual who bought it in May 2019.

Source: Marion County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	601 NORTH ST, PROSPECT, OH 43342-9706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
May 23, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2019 · Amount on File
Deed Sale	May 23, 2019 · Amount on File
Prior Sale	Jun 3, 2002 · Amount on File
Deed Document Number	20193436
Deed Book / Page	1473 / 720
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Recording Date	May 20, 2026
Property Address	601 NORTH ST, PROSPECT, OH 43342-9706
Document Number	0000002995
Book / Page	1785 / 114
Instrument Date	Apr 28, 2026
Instrument	20262995
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 NORTH ST, PROSPECT, OH 43342-9706

Mortgage

Document Number	0000002995,
Date	May 20, 2026
Book Page	1785/114
Instrument	20262995

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	May 23, 2019
Property Address	601 NORTH ST, PROSPECT, OH 43342-9706
Document Number	0014730720
Book / Page	001473 / 000720
Instrument Date	May 6, 2019
Instrument	3436
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 NORTH ST PROSPECT OH 433429706, PROSPECT, OH 43342-9706

Mortgage

Document Number	14730722
Date	May 23, 2019
Book Page	001473/000722
Instrument	3437

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 601 North St was $1,845, up 2.5% from the year before.

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,845.00 (+2.5%)	$46,010 (+23.12%) Land $9,920 Building $36,090	$131,450 Land $28,340 Building $103,110
2024	$1,800.00 (+0.95%)	$37,370 (-) Land $10,410 Building $26,960
2023	$1,783.00 (-0.34%)	$37,370 (-) Land $10,410 Building $26,960
2022	$1,789.00	$37,370 Land $10,410 Building $26,960	$106,770 Land $29,740 Building $77,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 601 North St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 601 North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Bresco Broadband, Verizon.

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