Hardy County property record for 601 N Main St, Moorefield, WV 26836
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,016 sqft · built 1952 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Apr 2022) |
| Tax Bill | $1,254 (2026) |
| Deeds & Mortgages | Oct 2005 Mortgage Feb 2007 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 04-7-0016.0000 |
| Primary APN | 04-7-0016.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 17,511 sqft (0.402 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 601 N MAIN ST |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 SEC 3 CARLSON DOLAN ADD 17,500 SQ FT |
| Legal Subdivision | CARLSON DOLAN ADD |
| Legal Lot Number | 1,2 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | OLD FIELDS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970201 |
601 N Main St is owned and occupied by an individual who bought it in April 2022.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 N MAIN ST, MOOREFIELD, WV 26836-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2005 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE |
| Feb 20, 2007 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| Jul 26, 2007 | Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK FSB |
| Apr 12, 2022 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on File |
| Deed Sale | Apr 12, 2022 · Amount on File |
| Deed Document Number | 2022227897 |
| Deed Book / Page | 363 / 562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 601 N MAIN ST, MOOREFIELD, WV 26836-1018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000213/477 |
|---|---|
| Date | Oct 13, 2005 |
| Book Page | 213/477 |
| Instrument | 151403 |
| Name | SUMMIT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | HERNDON, VA 20170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 601 N MAIN ST, MOOREFIELD, WV 26836-1018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000227/459 |
|---|---|
| Date | Feb 20, 2007 |
| Book Page | 227/459 |
| Instrument | 158996 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 601 N MAIN ST, MOOREFIELD, WV 26836-1018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000232/007 |
|---|---|
| Date | Jul 26, 2007 |
| Book Page | 232/007 |
| Instrument | 161494 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Apr 12, 2022 |
| Property Address | 601 N MAIN ST, MOOREFIELD, WV 26836-1018 |
| Document Number | 000363/562 |
| Book / Page | 363 / 562 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 227897 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 N MAIN ST, MOOREFIELD, WV 26836-1018 |
| Document Number | 0000227898 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 227898 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 601 N Main St was $1,254, up 1.7% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Municipality | Moorefield Town |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,254.00 (+1.7%) | $109,740 (+1.78%) Land $24,300 Building $85,440 | $182,900 (+1.78%) Land $40,500 Building $142,400 |
| 2025 | $1,233.00 | $107,820 Land $24,300 Building $83,520 | $179,700 Land $40,500 Building $139,200 |
| 2023 | $1,135.00 | $99,000 Land $24,300 Building $74,700 | $165,000 Land $40,500 Building $124,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 601 N Main St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 601 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Feb 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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