Clay County property record for 601 N Main St, Flora, IL 62839
| Property Type | Commercial |
|---|---|
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Company Name on Record |
| Last Sale | $110,000 (Apr 2009) |
| Tax Bill | $3,360 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-120-018 |
| Primary APN | 10-25-120-018 |
|---|
| Lot Area | 6,229 sqft (0.143 acres) |
|---|
| Street Address | 601 N MAIN ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | M L ARMSTRONG'S SUB DIV LOT 11 |
| Legal Subdivision | M L ARMSTRONGS SUB DIV |
| Legal Lot Number | 11 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 122 E WASHINGTON AVE, EFFINGHAM, IL 62401-3471 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2009 · Amount on Record |
| Deed Sale | Apr 2, 2009 · Amount on Record |
| Deed Document Number | 2009167138 |
| Prior Transfer Date | Feb 11, 2008 |
| Prior Transfer Doc | 0000163193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 601 N MAIN ST, FLORA, IL 62839 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000205697 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 205697 |
| Name | DIETERICH BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 9, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,360.00 (-5.91%) | $43,894 (+9.92%) Land $3,297 Building $40,597 | $131,682 (+9.92%) Land $9,891 Building $121,791 |
| 2024 | $3,571.00 (-6.1%) | ||
| 2022 | $3,803.00 (+7.46%) | $39,934 Land $2,994 Building $36,940 | $119,802 Land $8,982 Building $110,820 |
| 2021 | $3,539.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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