601 N Indianapolis Ave, Hernando, FL 34442 Property Records

Citrus County property record for 601 N Indianapolis Ave, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,808 sqft · built 2004
Lot Size1.13 acres (49,601 sqft)
Owner2 Individual Names on File
Last Sale$205,500 (Jun 2020)
Tax Bill$2,449 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00500-0020

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00500-0020
Alternative APNs
  • 1818S19E0110005000020
  • 2303387

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,808 sqft Living Area
Gross Area2,415 sqft
1st Floor Area1,808 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialFiberglass
Lot Area49,601 sqft (1.13 acres)
Lot Dimensions168 ft deep x 295 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces6 Parking Spaces
PorchFinished/Screened Porch
Porch Area205 sqft
Utility Building200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2303387
Street Address601 N INDIANAPOLIS AVE
CityHERNANDO
StateFL
Zip34442-4821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LOT 2 BLK 50
Legal Range18E
Legal Township18S
Legal Section36
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block50
Legal Lot Number2
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2005
Census Tract450704

Owner

601 N Indianapolis Ave is owned and occupied by two individuals who bought it in June 2020.

Source: Citrus County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address601 N INDIANAPOLIS AVE, HERNANDO, FL 34442-4821
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Deed of Trust, Mortgage · VA Mortgage
NATIONS LENDING CORP
Jan 24, 2022Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Mar 17, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 15, 2020Warranty Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 6, 2017Quit Claim Deed, Transfer
GREENLIGHT LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2020 · Amount on File
Deed SaleJun 15, 2020 · Amount on File
Prior SaleMar 6, 2017 · Amount on File
Deed Document Number202030434
Deed Book / Page3067 / 968
Prior Transfer DateFeb 6, 2017
Prior Transfer Doc0028140929
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address601 N INDIANAPOLIS AVE, HERNANDO, FL 34442-4821
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 N INDIANAPOLIS AVE, HERNANDO, FL 34442-4821

Mortgage

Document Number0036170746
DateNov 6, 2025
Book Page3617/746
Instrument2025067522
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address601 N INDIANAPOLIS AVE, HERNANDO, FL 34442-4821
Transaction TypeMortgage
Record UpdatedFeb 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 N INDIANAPOLIS AVE, HERNANDO, FL 34442-4821

Mortgage

Document Number0032462224
DateJan 24, 2022
Book Page3246/2224
Instrument2022005196
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address601 N INDIANAPOLIS AVE, HERNANDO, FL 34442-4821
Transaction TypeMortgage
Record UpdatedApr 12, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 N INDIANAPOLIS AVE, HERNANDO, FL 34442-4821

Mortgage

Document Number0031450172
DateMar 17, 2021
Book Page3145/172
Instrument2021017114
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 15, 2020
Property Address601 N INDIANAPOLIS AVE, HERNANDO, FL 34442-4821
Document Number0030670968
Book / Page3067 / 968
Map ReferenceMB 9 PG 73-83
Instrument DateJun 2, 2020
Instrument2020030434
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,438.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26269 MARTIN VAN BUREN DR, 26269, MILLSBORO, DE 19966

Transferred To (Grantee/Buyer)

NameVerified Name
Address10225 RAINBRIDGE DR, RIVERVIEW, FL 33569-4120

Mortgage

Document Number3067970
DateJun 15, 2020
Instrument3067/970
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateMar 6, 2017
Property Address601 N INDIANAPOLIS AVE, HERNANDO, FL 34442-4821
Document Number0028140929
Book / Page002814 / 000929
Instrument DateFeb 6, 2017
Instrument10153
Transaction TypeTransfer
Record UpdatedMar 23, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$585.20
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address601 N INDIANAPOLIS AVE HERNANDO FL 344424821, HERNANDO, FL 34442-4821

Mortgage

Document Number28140932
DateMar 6, 2017
Book Page002814/000932
Instrument10154
Lender
NameGREENLIGHT LOANS
TypeFunding / Finance Company
AddressDALLAS, TX 75019
Agreement
AmountAmount on Record
Term240 Months
DueMar 5, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 601 N Indianapolis Ave was $2,449 with exemptions applied, up 5.2% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,449.00 (+5.2%) Homeowner's exemption Veteran's exemption$197,421 (-36.75%)$299,272 (-4.11%) Land $31,000 Building $268,272
2024$2,328.00 (+2.74%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$312,106 (+0.76%) Land $29,500 Building $282,606$312,106 (+0.76%) Land $29,500 Building $282,606
2023$2,266.00 (+6.99%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$309,762 (+2%) Land $25,500 Building $284,262$309,762 (+2%) Land $25,500 Building $284,262
2022$2,118.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$258,145 Land $17,250 Building $240,895$258,145 Land $17,250 Building $240,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 N Indianapolis Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 N Indianapolis Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on N Indianapolis Ave

Nearby Streets

Search Property Records by Address or Parcel Number