601 N Cunningham Ave, Urbana, IL 61802 Property Records

Champaign County property record for 601 N Cunningham Ave, Urbana, IL 61802

Property Summary

Property Type	Commercial
Lot Size	1 acres (64,127 sqft)
Owner	Company Name on File
Last Sale	$875,000 (Apr 2013)
Tax Bill	$68,861 (2024)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-08-405-026`

Property Details

APN / Parcel Number

Primary APN	`91-21-08-405-026`

Exterior

Lot Area	64,127 sqft (1 acres)

Location & Zoning

Street Address	601 N CUNNINGHAM AVE
City	URBANA
State	IL
Zip	61802-1721
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 15, 18, 19, 20, PT 21, PT 23 SHEPHARDS, HIRAM ADD AND OTHER LAND
Legal Range	09E
Legal Township	19N
Legal Section	08
Legal Subdivision	SHEPHARDS, HIRAM ADD AND OTHER LAND
Legal Lot Number	15
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1036
Census Tract	5401

Owner

601 N Cunningham Ave, a commercial property, is owned by a company that bought it in April 2013.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Company Name on File
Mailing Address	1605 S STATE ST, 1A, CHAMPAIGN, IL 61820-7264
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Jul 9, 2019	Grant Deed, Mortgage · Line of Credit BUSEY BK
Oct 4, 2019	Correction Deed, Mortgage · Line of Credit BUSEY BK
Jul 8, 2019	Deed of Trust, Mortgage · Line of Credit BUSEY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2013 · Amount on File
Deed Sale	Apr 17, 2013 · Amount on File
Deed Document Number	20139055
Prior Transfer Date	Apr 11, 2013
Prior Transfer Doc	0000009056
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	601 N CUNNINGHAM AVE, URBANA, IL 61802-1721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016803
Date	Sep 5, 2017
Instrument	2017R16803

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 9, 2019
Property Address	601 N CUNNINGHAM AVE, URBANA, IL 61802-1721
Instrument Date	Jul 8, 2019
Instrument	10798
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	495 DEVONSHIRE DR CHAMPAIGN IL 618207295, CHAMPAIGN, IL 61820-7295

Mortgage

Document Number	0000010798
Date	Jul 9, 2019
Instrument	10798

Lender

Name	BUSEY BK
Type	Bank
Address	100 W UNIVERSITY AVE, CHAMPAIGN, IL 61820-3910

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Correction Deed, Mortgage

Document Type	Correction Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 4, 2019
Property Address	601 N CUNNINGHAM AVE, URBANA, IL 61802-1721
Instrument Date	Jul 8, 2019
Instrument	16550
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	495 DEVONSHIRE DR CHAMPAIGN IL 618207295, CHAMPAIGN, IL 61820-7295

Mortgage

Document Number	0000016550
Date	Oct 4, 2019
Instrument	16550

Lender

Name	BUSEY BK
Type	Bank
Address	100 W UNIVERSITY AVE, CHAMPAIGN, IL 61820-3910

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	601 N CUNNINGHAM AVE, URBANA, IL 61802-1721
Document Number	0000025325
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	495 DEVONSHIRE DR CHAMPAIGN IL 618207295, CHAMPAIGN, IL 61820-7295

Mortgage

Document Number	0000025325
Date	Dec 2, 2020
Instrument	25325

Lender

Name	BUSEY BK
Type	Bank
Address	100 W UNIVERSITY AVE, CHAMPAIGN, IL 61820-3910

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$706,360 Land $267,660 Building $438,700	$2,119,080 Land $802,980 Building $1,316,100
2024	$68,861.00
2022	$60,713.00	$560,920 Land $212,550 Building $348,370	$1,682,760 Land $637,650 Building $1,045,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 N Cunningham Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	38 units insured incl. 36 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 601 N Cunningham Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, T-Mobile, Verizon.

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