Okaloosa County property record for 601 Mountain Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,550 sqft · built 1974 |
| Lot Size | 0.261 acres (11,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Dec 2025) |
| Tax Bill | $3,533 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4044-4 |
| Primary APN | C56-000-590-4044-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 1,968 sqft |
| 1st Floor Area | 1,550 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,365 sqft (0.261 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Driveway | Driveway |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 601 MOUNTAIN DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEA HILLS 1ST LOT 1 BLK E |
| Legal Subdivision | SEA HILLS |
| Legal Block | E |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23307 |
Source: Okaloosa County records · APN C56-000-590-4044-4
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 MOUNTAIN DR, DESTIN, FL 32541-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Dec 23, 2025 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 30, 2020 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on Record |
| Deed Sale | Dec 23, 2025 · Amount on Record |
| Prior Sale | Sep 30, 2020 · Amount on Record |
| Deed Document Number | 20253790215 |
| Prior Transfer Date | Jul 19, 2018 |
| Prior Transfer Doc | 0033603476 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 23, 2025 |
| Property Address | 601 MOUNTAIN DR, DESTIN, FL 32541-2428 |
| Document Number | 0003790215 |
| Map Reference | MB 5 PG 35 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 3790215 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | WAYPOINT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 S CASCADE AVE, COLORADO SPRINGS, CO 80903-3867 |
| Name | Verified Name |
|---|---|
| Address | 601 MOUNTAIN DR, DESTIN, FL 32541-2428 |
| Document Number | 0003790216 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 3790216 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 30, 2020 |
| Property Address | 601 MOUNTAIN DR, DESTIN, FL 32541-2428 |
| Document Number | 0034953587 |
| Book / Page | 3495 / 3587 |
| Map Reference | MB 5 PG 35 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 3395103 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | BRADLEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8204 MERCADO ST, 8204, NAVARRE, FL 32566-9243 |
| Name | Verified Name |
|---|---|
| Address | 4111 COMMONS DR W APT 1102, 1102, DESTIN, FL 32541-8489 |
| Document Number | 0034953588 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 3495/3588 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,533.00 (+9.55%) | $298,337 (+3.1%) Land $108,854 Building $189,483 | $298,337 (+3.1%) Land $108,854 Building $189,483 |
| 2023 | $3,225.00 (+7.72%) | $289,380 (+7.48%) Land $98,769 Building $190,611 | $289,380 (+7.48%) Land $98,769 Building $190,611 |
| 2022 | $2,994.00 | $269,239 Land $89,790 Building $179,449 | $269,239 Land $89,790 Building $179,449 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 584 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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