601 Montrachet Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 601 Montrachet Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,397 sqft · built 2018
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Tax Bill	$8,462 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T171600113`

Property Details

APN / Parcel Number

Primary APN	`T171600113`
Alternative APN	`2-113A-C410-00-033D.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,397 sqft Living Area
Gross Area	6,157 sqft
1st Floor Area	2,200 sqft
Basement Area	2,000 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T171600113
Street Address	601 MONTRACHET CT
City	O FALLON
State	MO
Zip	63368-7747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT MONTRACHET #2 LOT 33D
Legal Subdivision	VLGS AT MONTRACHET #2
Legal Lot Number	33D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	311154

Owner

601 Montrachet Ct is owned and occupied by an individual who acquired it in February 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	601 MONTRACHET CT, O FALLON, MO 63368-7747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Feb 8, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019
Deed Sale	Oct 7, 2019
Prior Sale	Oct 31, 2018 · Amount on File
Deed Document Number	2019555350
Deed Book / Page	7156 / 2352
Last Transfer Date	Feb 8, 2023
Transfer Doc	0000004872
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	601 MONTRACHET CT, O FALLON, MO 63368-7747
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 MONTRACHET CT, O FALLON, MO 63368-7747

Mortgage

Document Number	0000028642
Date	Apr 1, 2021
Instrument	2021R-028642

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 8, 2023
Property Address	601 MONTRACHET CT, O FALLON, MO 63368-7747
Document Number	0000004872
Instrument Date	Feb 8, 2023
Instrument	2023R-004872
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 MONTRACHET CT, O FALLON, MO 63368-7747

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	601 MONTRACHET CT, O FALLON, MO 63368-7747

Tax Assessment & Valuation

The 2025 property tax bill for 601 Montrachet Ct was $8,462.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,455 (-)	$697,129 (-) Building $697,129
2025	$8,462.00	$132,455	$697,129
2023		$120,932 (+10.04%)
2022	$7,770.00	$109,902	$636,485 (+10.04%) Land $100,000 Building $536,485
2021			$578,436 Land $80,000 Building $498,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Montrachet Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Montrachet Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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