601 Mill St, Loyalton, CA 96118 Property Records

Sierra County property record for 601 Mill St, Loyalton, CA 96118

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1930
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Nov 2004)
Tax Bill	$2,417 (2025)
Deeds & Mortgages	Oct 2019 Reverse Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-105-002-000`

Property Details

APN / Parcel Number

Primary APN	`017-105-002-000`
Alternative APN	`0171050020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	0171050020
Street Address	601 MILL ST
City	LOYALTON
State	CA
Zip	96118-5724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR LOTS 4,5 BLK 7 ROBERTS ADDITION
Legal Subdivision	ROBERTS ADD
Legal Block	7
Legal Lot Number	4,5
Jurisdiction	SIERRA CA
Township / Civil Division	EAST SIERRA
Census Block Group	2
Census Block	2027
Census Tract	10000

Owner

601 Mill St is owned and occupied by an individual who acquired it in June 2019.

Source: Sierra County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 656, LOYALTON, CA 96118-0656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 5, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jul 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2004 · Amount on File
Deed Sale	Nov 24, 2004 · Amount on File
Deed Document Number	2004142245
Last Transfer Date	Jun 28, 2019
Transfer Doc	0000169674
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIERRA CA
Property Address	601 MILL ST, LOYALTON, CA 96118-5724
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170369
Date	Oct 15, 2019
Instrument	2019170369

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	DENVER, CO 80235

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIERRA CA
Property Address	601 MILL ST, LOYALTON, CA 96118-5724
Document Number	0000170370
Instrument Date	Oct 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 MILL ST LOYALTON CA 96118, LOYALTON, CA 96118

Mortgage

Document Number	0000170370
Date	Oct 15, 2019
Instrument	170370

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.94%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SIERRA CA
Recording Date	Jul 3, 2019
Property Address	601 MILL ST, LOYALTON, CA 96118-5724
Document Number	0000169674
Instrument Date	May 31, 2019
Instrument	169674
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 656 LOYALTON CA 961180656, LOYALTON, CA 96118-0656

Tax Assessment & Valuation

The 2025 property tax bill for 601 Mill St was $2,417 with a homeowner's exemption.

Source: Sierra County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Sierra County
Municipality	Loyalton City
Unified School District	Sierra-Plumas Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$181,962 (+2%) Land $45,484 Building $136,478
2025	$2,417.00 Homeowner's exemption	$178,395 Land $44,593 Building $133,802
2023	$2,317.00 (+12.09%) Homeowner's exemption	$171,469 Land $42,862 Building $128,607
2022	$2,067.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 601 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1995–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2017 · river or lake flooding
Claims by Event	Flooding, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Mill St is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOYALTON serves 983 people · EPA ID CA4610001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plumas-Sierra Telecommunications Fiber	10,000 / 10,000

May also be available: DigitalPath.

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