Cass County property record for 601 Main St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,325 sqft · built 1897 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,000 (Sep 2019) |
| Tax Bill | $3,349 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-200-625-00 |
| Primary APN | 14-160-200-625-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,325 sqft Building Perimeter |
| 1st Floor Area | 1,686 sqft |
| Basement Area | 1,686 sqft |
| Unfinished Basement | 1,686 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Lot Area | 16,117 sqft (0.37 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 601 MAIN ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1567 E 3/4 LOTS 7 & 8 ALSO COM SE COR LOT 8, TH N 8 RDS, E 25.74 FT, S 8 RDS, W 25.74 FT TO BEG B. MCCONNELLS ADD, CITY |
| Legal Subdivision | B MCCONNELLS ADD |
| Legal Lot Number | 7,8 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2201 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 MAIN ST, DOWAGIAC, MI 49047-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage COUNTRY HERITAGE CU |
| Sep 27, 2019 | Warranty Deed, Transfer · Line of Credit COUNTRY HERITAGE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on File |
| Deed Sale | Sep 27, 2019 · Amount on File |
| Deed Book / Page | 1161 / 270 |
| Prior Transfer Date | Jun 12, 2015 |
| Prior Transfer Doc | 01091/2092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 601 MAIN ST, DOWAGIAC, MI 49047-1627 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 601 MAIN ST, DOWAGIAC, MI 49047-1627 |
| Document Number | 001245/481 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 1245/481 |
| Name | COUNTRY HERITAGE CU |
|---|---|
| Type | Credit Union |
| Address | BUCHANAN, MI 49107 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 24, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Sep 27, 2019 |
| Property Address | 601 MAIN ST, DOWAGIAC, MI 49047-1627 |
| Document Number | 01161/0270 |
| Book / Page | 1161 / 0270 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,126.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 MAIN ST, DOWAGIAC, MI 49047-1627 |
| Document Number | 0001161140 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 1161/140 |
| Name | COUNTRY HERITAGE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,300 (+11.53%) Land $138,300 | $276,600 (+11.53%) Land $276,600 | |
| 2025 | $3,349.00 (-4.94%) Homeowner's exemption | $124,000 (+24.62%) Land $124,000 | $248,000 (+24.62%) Land $248,000 |
| 2024 | $3,523.00 (+11.56%) | ||
| 2023 | $99,500 | $199,000 | |
| 2022 | $3,158.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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