601 Lower Joe Loop, Saint Maries, ID 83861 Property Records

Benewah County property record for 601 Lower Joe Loop, Saint Maries, ID 83861

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,958 sqft · built 1978
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Sep 2020)
Tax Bill	$137 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP46N01W242800A`

Property Details

APN / Parcel Number

Primary APN	`RP46N01W242800A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,958 sqft Living Area
1st Floor Area	1,958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Lean-To	200 sqft
Pole Barn	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	601 LOWER JOE LOOP
City	SAINT MARIES
State	ID
Zip	83861-9188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S24 T46N R1W E2W2NENW S OF RR R/W
Legal Range	01W
Legal Township	46N
Legal Section	24
Legal Subdivision	ST JOE RIVERSIDE TRACTS
Legal Tract	3
Jurisdiction	BENEWAH ID
Township / Civil Division	ST. MARIES
Census Block Group	1
Census Block	1041
Census Tract	950100

Owner

Source: Benewah County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 LOWER JOE LOOP, SAINT MARIES, ID 83861-9188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage POTLATCH NO 1 FCU
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAINT JOE VALLEY CU
Sep 9, 2020	Warranty Deed, Transfer FREEDOM NORTHWEST CU
Mar 13, 2018	Warranty Deed, Transfer · Conventional Mortgage SAINT JOE VALLEY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	2020288192
Prior Transfer Date	Mar 21, 2016
Prior Transfer Doc	0000273829
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	601 LOWER JOE LOOP, SAINT MARIES, ID 83861-9188
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE-SAINT MARIES, FIRST AMER TTL SAINT MARIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	292635
Date	Aug 30, 2021
Instrument	292635

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	601 LOWER JOE LOOP, SAINT MARIES, ID 83861-9188
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE-SAINT MARIES, FIRST AMER TTL SAINT MARIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	285520
Date	Dec 10, 2019
Instrument	285520

Lender

Name	SAINT JOE VALLEY CU
Type	Credit Union
Address	SAINT MARIES, ID 83861

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2034

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENEWAH ID
Recording Date	Sep 9, 2020
Property Address	601 LOWER JOE LOOP, SAINT MARIES, ID 83861-9188
Document Number	0000288192
Instrument Date	Sep 8, 2020
Instrument	288192
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRST AMERICAN TITLE-SAINT MARIES, FIRST AMER TTL SAINT MARIES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 LOWER JOE LOOP, ST MARIES, ID 83861-9188

Mortgage

Document Number	0000288193
Date	Sep 9, 2020
Instrument	288193

Lender

Name	FREEDOM NORTHWEST CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 8, 2025

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENEWAH ID
Recording Date	Mar 13, 2018
Property Address	601 LOWER JOE LOOP, SAINT MARIES, ID 83861-9188
Document Number	0000279793
Instrument Date	Feb 22, 2018
Instrument	279793
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 252, SAINT MARIES, ID 83861-0252

Mortgage

Document Number	0000279794
Date	Mar 13, 2018
Instrument	279794

Lender

Name	SAINT JOE VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 13, 2033

Tax Assessment & Valuation

Source: Benewah County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Benewah County
Unified School District	St. Maries Joint School District 41 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$137.00 (-87.48%)	$360,596 (+10.46%) Land $92,000 Building $268,596	$360,596 (+10.46%) Land $92,000 Building $268,596
2023	$1,094.00 (-22.25%)	$326,443 (-0.75%) Land $92,000 Building $234,443	$326,443 (-0.75%) Land $92,000 Building $234,443
2022	$1,407.00	$328,906 Land $98,000 Building $230,906	$328,906 Land $98,000 Building $230,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	20 (1982–2017)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Mar 2017 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, May 1997 · 3 claims Severe Storms And Flooding, Feb 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 82% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	25 / 3

Cell Coverage

No cell data coverage reported

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