Lyon County property record for 601 Harvey St, Tracy, MN 56175
| Property Type | Single Family Home |
|---|---|
| Details | built 1974 |
| Lot Size | 0.172 acres (7,498 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,894 (2026) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-104205-0 |
| Primary APN | 31-104205-0 |
|---|
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 7,498 sqft (0.172 acres) |
| Street Address | 601 HARVEY ST |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2ND RAILWAY ADDITION TO TRACY 01010001 ELY 75 FT LOTS 1, 2 BLK 28 |
| Legal Subdivision | 2ND RAILWAY ADDITION |
| Legal Block | 28 |
| Legal Lot Number | 1-2 |
| Jurisdiction | LYON MN |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 360700 |
601 Harvey St is owned and occupied by two individuals.
Source: Lyon County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 601 HARVEY ST, TRACY, MN 56175-1141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 601 HARVEY ST, TRACY, MN 56175-1141 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 213317 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 213317 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Address | TRACY, MN 56175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 30, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 601 Harvey St was $2,894.
Source: Lyon County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,894.00 | $138,000 (+3.68%) Land $5,700 Building $132,300 | $138,000 (+3.68%) Land $5,700 Building $132,300 |
| 2025 | $133,100 Land $5,700 Building $127,400 | $133,100 Land $5,700 Building $127,400 | |
| 2023 | $1,560.00 | $114,800 Land $6,300 Building $108,500 | $114,800 Land $6,300 Building $108,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 601 Harvey St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 601 Harvey St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tracy serves 2,154 people · EPA ID MN1420010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Bluepeak.
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