601 Groves St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 601 Groves St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,313 sqft · built 1965
Lot Size	0.322 acres (14,058 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2026)
Tax Bill	$1,785 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1319026`

Property Details

APN / Parcel Number

Primary APN	`1319026`
Alternative APN	`9058`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,313 sqft Finished Area
Basement Area	1,069 sqft
Finished Basement	1,069 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	14,058 sqft (0.322 acres)
Lot Dimensions	142 ft deep x 99 ft wide
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1319026
Street Address	601 GROVES ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT GROVES ST
Legal Block	1
Legal Lot Number	3
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1018
Census Tract	950500

Owner

601 Groves St is owned and occupied by two individuals who bought it in October 2026.

Source: Cleveland County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	601 GROVES ST, KINGS MOUNTAIN, NC 28086-2221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Mar 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on File
Deed Sale	Oct 6, 2026 · Amount on File
Prior Sale	Mar 1, 2019 · Amount on File
Deed Document Number	2026200134470
Deed Book / Page	1986 / 455
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 6, 2026
Property Address	601 GROVES ST, KINGS MOUNTAIN, NC 28086-2221
Document Number	0200134470
Book / Page	1986 / 455
Instrument Date	Oct 1, 2026
Instrument	2026200134470
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 GROVES ST, KINGS MOUNTAIN, NC 28086-2221

Mortgage

Document Number	0200134471,
Date	Oct 6, 2026
Instrument	2026200134471

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 1, 2019
Property Address	601 GROVES ST, KINGS MOUNTAIN, NC 28086-2221
Document Number	0017861835
Book / Page	001786 / 001835
Instrument Date	Mar 1, 2019
Instrument	23558
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 2206 KINGS MOUNTAIN NC 280866206, KINGS MOUNTAIN, NC 28086-6206

Tax Assessment & Valuation

The 2026 property tax bill for 601 Groves St was $1,785, up 2.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,785.00 (+2.41%)	$170,137 (-) Land $24,750 Building $145,387	$170,137 (-) Land $24,750 Building $145,387
2025	$1,743.00	$170,137 Land $24,750 Building $145,387	$170,137 Land $24,750 Building $145,387
2023		$122,484 Land $22,275 Building $100,209	$122,484 Land $22,275 Building $100,209

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 601 Groves St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Groves St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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