601 Frederick St, Hagerstown, MD 21740 Property Records

Washington County property record for 601 Frederick St, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	1 ba · 1,360 sqft · built 1890
Lot Size	0.144 acres (6,269 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jun 2026)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-016210`

Property Details

APN / Parcel Number

Primary APN	`17-016210`
Alternative APN	`016210`

Interior

Full Baths	1 Bath
Units	2 Units
Stories	2 Stories
Building Area	1,360 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,269 sqft (0.144 acres)
Lot Dimensions	116 ft deep x 58 ft wide

Exterior Amenities

Porch	Slab
Porch Area	274 sqft
Patio Area	155 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016210
Street Address	601 FREDERICK ST
City	HAGERSTOWN
State	MD
Zip	21740-6814
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	LOT 58X116 6269 601-603 FREDERICK ST
Legal Lot Number	601-603
Jurisdiction	WASHINGTON MD
Township / Civil Division	17, HAGERSTOWN
Census Block Group	3
Census Block	3004
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 FREDERICK ST, HAGERSTOWN, MD 21740-6814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 15, 2023	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
May 9, 2022	Deed, Transfer · Commercial Mortgage UNITED BANK
Jan 28, 2021	Grant Deed, Transfer PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER SETTLEMENT & TITLE SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Aug 15, 2023 · Amount on Record
Deed Book / Page	7948 / 62
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 15, 2026
Property Address	601 FREDERICK ST, HAGERSTOWN, MD 21740-6814
Document Number	7948000062
Book / Page	7948 / 62
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	601 FREDERICK ST, HAGERSTOWN, MD 21740-6814

Mortgage

Document Number	7948000072,
Date	Jun 15, 2026
Book Page	7948/72

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 15, 2023
Property Address	601 FREDERICK ST, HAGERSTOWN, MD 21740-6814
Document Number	0073000214
Book / Page	7300 / 214
Instrument Date	Aug 1, 2023
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	MADISON SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	9812 PEMBROKE DR, HAGERSTOWN, MD 21740-1576

Mortgage

Document Number	0073000221
Date	Aug 15, 2023
Book Page	7300/221

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	11.9%
Max Rate	11.9%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 9, 2022
Property Address	601 FREDERICK ST, HAGERSTOWN, MD 21740-6814
Document Number	0070080235
Book / Page	7008 / 235
Instrument Date	May 6, 2022
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	STERLING SETTLEMENT SERVICES, STERLING STLMT SVCS OF HAGER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16812 PETMAR CIR, HAGERSTOWN, MD 21742-2348

Mortgage

Document Number	0070080241
Date	May 9, 2022
Instrument	7008-0241

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 28, 2021
Property Address	601 FREDERICK ST, HAGERSTOWN, MD 21740-6814
Document Number	0064980245
Book / Page	006498 / 000245
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER SETTLEMENT & TITLE SVC

Transaction

Amount	Amount Recorded
Tax	$107.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12006 RIVER RD POTOMAC MD 208541246, POTOMAC, MD 20854-1246

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,067 (+4.71%)	$236,600 (+14.13%) Land $40,000 Building $196,600
2025	$1,888.00 (+11.65%)	$207,300 (+26.43%) Land $40,000 Building $167,300	$207,300 (-) Land $40,000 Building $167,300
2024	$1,691.00 (+12.73%)
2023	$1,500.00	$163,967	$207,300 Land $40,000 Building $167,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000

May also be available: Verizon, Xfinity.

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