601 Franklin St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 601 Franklin St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 1940
Lot Size	0.114 acres (5,000 sqft)
Owner	Trust Name on File
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`135D E 009`

Property Details

APN / Parcel Number

Primary APN	`135D E 009`
Alternative APN	`0000059227`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000059227
Street Address	601 FRANKLIN ST
City	CHATTANOOGA
State	TN
Zip	37405-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT PT 13 BLK D FRAZIER & COLVILLES ADDN TO HILL CITY PB4 PG28
Legal Subdivision	FRAZIER & COLVILLES
Legal Block	D
Legal Lot Number	13
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1011
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

601 Franklin St is held in a trust since January 2024.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	Trust Name on File
Mailing Address	528 LEAFWOOD DR, HIXSON, TN 37343-3842
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Correction Deed
Jan 4, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 16, 2024
Transfer Doc	0000000118
Record Updated	Sep 20, 2026

January 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 24, 2024
Property Address	601 FRANKLIN ST, CHATTANOOGA, TN 37405-2719
Document Number	0000000118
Book / Page	13497 / 106
Map Reference	MB 22 PG 28
Instrument Date	Jan 16, 2024
Instrument	2024012400118
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 LEAFWOOD DR, HIXSON, TN 37343-3842

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 4, 2024
Property Address	601 FRANKLIN ST, CHATTANOOGA, TN 37405-2719
Document Number	0000000151
Book / Page	13485 / 72
Map Reference	MB 4 PG 28
Instrument Date	Dec 28, 2023
Instrument	2024010400151
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	412 BROAD ST, CHATTANOOGA, TN 37402-1219

Tax Assessment & Valuation

The 2025 property tax bill for 601 Franklin St was $1,373, up 20.5% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 (+20.54%)	$90,600 (+77.82%)	$362,400 (+77.82%) Land $225,000 Building $137,400
2024	$1,139.00	$50,950 (-)	$203,800 (-) Land $150,000 Building $53,800
2023	$1,139.00	$50,950 (-)	$203,800 (-) Land $150,000 Building $53,800
2022	$1,139.00	$50,950	$203,800 Land $150,000 Building $53,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Franklin St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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