San Diego County property record for 601 el Monte Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,216 sqft · built 1952 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,493 (2025) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 482-232-12-00 |
| Primary APN | 482-232-12-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,216 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 6,900 sqft (0.158 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 601 EL MONTE RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-3027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 213 TR 002843 |
| Legal Subdivision | SUNNYSLOPE HEIGHTS |
| Legal Tract | 002843 |
| Legal Block | 1 |
| Legal Lot Number | 213 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 16100 |
601 el Monte Rd is owned by a company that acquired it in January 2005 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 601 EL MONTE RD, EL CAJON, CA 92020-3027 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 18, 2005 |
| Transfer Doc | 0000048812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 601 EL MONTE RD, EL CAJON, CA 92020-3027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 601 EL MONTE RD, EL CAJON, CA 92020-3027 |
| Document Number | 0000045747 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-0045747 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.19% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.19% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $98,435 (+2%) Land $40,024 Building $58,411 | |
| 2025 | $1,493.00 (+3.25%) Homeowner's exemption | $96,506 (+4.04%) Land $39,240 Building $57,266 |
| 2023 | $1,446.00 (+3.66%) Homeowner's exemption | $92,761 Land $37,717 Building $55,044 |
| 2022 | $1,395.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 601 el Monte Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 601 el Monte Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks, T-Mobile.
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