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601 E Water St, Decorah, IA 52101 Property Records

Winneshiek County property record for 601 E Water St, Decorah, IA 52101

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 988 sqft · built 1971
Lot Size0.15 acres (6,519 sqft)
Owner2 Individual Names on Record
Last Sale$239,500 (Aug 2024)
Tax Bill$3,805 (2026)
Deeds & MortgagesOct 2025 Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN111531100100

Property Details

APN / Parcel Number

Primary APN111531100100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area988 sqft Living Area
Basement Area988 sqft
Finished Basement720 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,519 sqft (0.15 acres)
Lot Dimensions123 ft deep x 53 ft wide
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address601 E WATER ST
CityDECORAH
StateIA
Zip52101-1927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 41 ORIG DECORAH
Legal Range08W
Legal Township98N
Legal Section15
Legal SubdivisionCITY DECORAH
Legal Block41
Legal Lot Number5
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1093
Census Tract950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1201 WALNUT ST, DECORAH, IA 52101-7895
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
DECORAH BANK & TRUST CO
Jun 27, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2024 · Amount on Record
Deed SaleAug 15, 2024 · Amount on Record
Prior SaleJul 30, 2024 · Amount on Record
Deed Document Number20241745
Deed Book / Page2024 / 1745
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address601 E WATER ST, DECORAH, IA 52101-1927
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 E WATER ST, DECORAH, IA 52101-1927

Mortgage

Document Number02025/2674
DateOct 24, 2025
Book Page2025/2674
Instrument2025 2674
Lender
NameDECORAH BANK & TRUST CO
TypeBank
AddressDECORAH, IA 52101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateJun 27, 2017
Property Address601 E WATER ST, DECORAH, IA 52101-1927
Document Number02017/1852
Book / Page2017 / 1852
Instrument DateJun 27, 2017
Instrument2017 1852
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$255.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 LACOSTA DR, DELLWOOD, MN 55110-1225

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,805.00 (+2.07%)$215,570 (-) Land $20,260 Building $195,310$215,570 (-) Land $20,260 Building $195,310
2025$3,728.00 (+2.28%)$215,570 (+14.35%) Land $20,260 Building $195,310$215,570 (+14.35%) Land $20,260 Building $195,310
2024$3,645.00 (+3%)
2023$188,510 (+14.38%) Land $20,260 Building $168,250$188,510 (+14.38%) Land $20,260 Building $168,250
2022$3,539.00$164,810 Land $16,880 Building $147,930
2021$164,810 Land $16,880 Building $147,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Nextlink
Fixed Wireless		100 / 20

May also be available: GigFire.

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