601 E McHenry St, Urbana, IL 61801 Property Records

Champaign County property record for 601 E McHenry St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,215 sqft · built 1977
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2026)
Tax Bill	$7,115 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`93-21-20-476-012`

Property Details

APN / Parcel Number

Primary APN	`93-21-20-476-012`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,215 sqft Building Perimeter
1st Floor Area	1,215 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Stucco
Roof Material	Other
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	539 sqft
Driveway	Concrete Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	601 E MCHENRY ST
City	URBANA
State	IL
Zip	61801-6739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 880 ENNIS RIDGE 18TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	20
Legal Subdivision	ENNIS RIDGE 18TH SUB
Legal Lot Number	880
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4021
Census Tract	5701

Owner

Source: Champaign County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 E MCHENRY ST, URBANA, IL 61801-6739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Apr 11, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA
Jun 6, 2019	Warranty Deed, Transfer · Conventional with PMI FIRST FSB/CHAMPAIGN-URBANA
Apr 21, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Apr 11, 2024 · Amount on Record
Deed Document Number	202613194
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 21, 2026
Property Address	601 E MCHENRY ST, URBANA, IL 61801-6739
Document Number	0000013194
Instrument Date	Jul 30, 2026
Instrument	202613194
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E MCHENRY ST, URBANA, IL 61801-6739

Mortgage

Document Number	0000013195,
Date	Aug 21, 2026
Instrument	202613195

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 11, 2024
Property Address	601 E MCHENRY ST, URBANA, IL 61801-6739
Document Number	0000004507
Map Reference	DOC 71R03082
Instrument Date	Mar 14, 2024
Instrument	2024R04507
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	601 E MCHENRY ST, URBANA, IL 61801-6739

Mortgage

Document Number	0000004508
Date	Apr 11, 2024
Instrument	2024R04508

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	601 E MCHENRY ST, URBANA, IL 61801-6739
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003937
Date	Feb 23, 2021
Instrument	2021R03937

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Interest

Rate	2.12%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 6, 2019
Property Address	601 E MCHENRY ST, URBANA, IL 61801-6739
Document Number	0000008371
Instrument Date	Jun 3, 2019
Instrument	8371
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	601 E MCHENRY ST URBANA IL 618016739, URBANA, IL 61801-6739

Mortgage

Document Number	8372
Date	Jun 6, 2019
Instrument	8372

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Interest

Rate	4%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 21, 2017
Property Address	601 E MCHENRY ST, URBANA, IL 61801-6739
Document Number	0000006952
Map Reference	MB W PG24
Instrument Date	Apr 10, 2017
Instrument	2017R06952
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	759 TREASURE LK, 759, DU BOIS, PA 15801-9015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	601 E MCHENRY ST, URBANA, IL 61801-6739

Mortgage

Document Number	0000006953
Date	Apr 21, 2017
Instrument	2017R06953

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,115.00 (+4.26%)	$76,360 (+25.92%) Land $24,610 Building $51,750	$229,080 (+25.92%) Land $73,830 Building $155,250
2024	$6,824.00 (+15.39%)
2022	$5,914.00 Homeowner's exemption	$60,640 Land $19,540 Building $41,100	$181,920 Land $58,620 Building $123,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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