601 E Larmon St, Tolono, IL 61880 Property Records

Champaign County property record for 601 E Larmon St, Tolono, IL 61880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,670 sqft · built 1971
Lot Size	0.326 acres (14,200 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Oct 2022)
Tax Bill	$3,726 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-26-25-362-002`

Property Details

APN / Parcel Number

Primary APN	`29-26-25-362-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
Gross Area	3,879 sqft
1st Floor Area	1,670 sqft
Basement Area	1,670 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	14,200 sqft (0.326 acres)
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	601 E LARMON ST
City	TOLONO
State	IL
Zip	61880-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 3, 4, 5 BLOCK 50 LARMON AND MARSHALLS ADD
Legal Range	08E
Legal Township	18N
Legal Section	25
Legal Subdivision	LARMON AND MARSHALLS ADD
Legal Block	50
Legal Lot Number	5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	3
Census Block	3037
Census Tract	10901

Owner

Source: Champaign County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 E LARMON ST, TOLONO, IL 61880-9570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Oct 28, 2022	Executor's Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Deed Document Number	202219465
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 23, 2026
Property Address	601 E LARMON ST, TOLONO, IL 61880-9570
Document Number	0000015020
Instrument Date	Sep 11, 2026
Instrument	202615020
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E LARMON ST, TOLONO, IL 61880-9570

Mortgage

Document Number	0000015020,
Date	Sep 23, 2026
Instrument	202615020

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	6.88%
Max Rate	-1%

October 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 28, 2022
Property Address	601 E LARMON ST, TOLONO, IL 61880-9570
Document Number	0000019465
Map Reference	DD P PG 582
Instrument Date	Oct 20, 2022
Instrument	2022R19465
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E LARMON ST, TOLONO, IL 61880-9570

Mortgage

Document Number	0000019466
Date	Oct 28, 2022
Instrument	2022R19466

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Tolono Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,310 (+25.29%) Land $9,470 Building $54,840	$192,930 (+25.29%) Land $28,410 Building $164,520
2024	$3,726.00 (+11.16%)
2022	$3,352.00	$51,330 Land $7,560 Building $43,770	$153,990 Land $22,680 Building $131,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-TOLONO serves 3,604 people · EPA ID IL0191000
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
MF Wireless Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Watch TV.

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