601 E Chester St, Lafayette, CO 80026 Property Records

Boulder County property record for 601 E Chester St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,076 sqft · built 1920
Lot Size	0.182 acres (7,914 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2003)
Tax Bill	$3,200 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1575-02-2-29-002`

Property Details

APN / Parcel Number

Primary APN	`1575-02-2-29-002`
Alternative APNs	`R0020184` `0020184`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1943
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Lot Area	7,914 sqft (0.182 acres)
Porch	Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0020184
Street Address	601 E CHESTER ST
City	LAFAYETTE
State	CO
Zip	80026-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 50 FT OF S 145.2 FT BLK A INDUSTRIAL CITY
Legal Range	69
Legal Township	1S
Legal Section	02
Legal Subdivision	INDUSTRIAL CITY - LA
Legal Block	A
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	4
Census Block	4001
Census Tract	60802

Owner

601 E Chester St is owned and occupied by two individuals who acquired it in January 2014.

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	601 E CHESTER ST, LAFAYETTE, CO 80026-2216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage IDEAL HOME LOANS LLC
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 25, 2017	Deed of Trust, Mortgage · Conventional with PMI IDEAL HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2003 · Amount on File
Deed Sale	Jul 2, 2003 · Amount on File
Prior Sale	Jan 30, 2001 · Amount on File
Deed Document Number	20032465064
Last Transfer Date	Jan 17, 2014
Transfer Doc	0003363204
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	601 E CHESTER ST, LAFAYETTE, CO 80026-2216
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	MTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003962228
Date	May 16, 2022
Instrument	3962228

Lender

Name	IDEAL HOME LOANS LLC
Type	Mortgage Company
Address	LITTLETON, CO 80120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	601 E CHESTER ST, LAFAYETTE, CO 80026-2216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003747620
Date	Nov 7, 2019
Instrument	3747620

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	601 E CHESTER ST, LAFAYETTE, CO 80026-2216
Document Number	0003612598
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E CHESTER ST LAFAYETTE CO 800262216, LAFAYETTE, CO 80026-2216

Mortgage

Document Number	0003612598
Date	Aug 31, 2017
Instrument	3612598

Lender

Name	IDEAL HM LNS
Type	Funding / Finance Company
Address	DENVER, CO 80237

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 601 E Chester St was $3,200.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,883 (-2.08%) Land $19,541 Building $13,342	$537,300 (-) Land $341,100 Building $196,200
2025	$3,200.00	$33,582 Land $21,319 Building $12,263	$537,300 Land $341,100 Building $196,200
2023	$2,877.00 (+19.68%)	$36,723 (+43.47%) Land $23,423 Building $13,300	$548,100 (+48.82%) Land $349,600 Building $198,500
2022	$2,404.00	$25,597 Land $17,799 Building $7,798	$368,300 Land $256,100 Building $112,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 601 E Chester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 601 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: T-Mobile.

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