Clay County property record for 601 E 9th St, Spencer, IA 51301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 881 sqft · built 1939 |
| Lot Size | 0.195 acres (8,520 sqft) |
| Owner | Company Name on File |
| Last Sale | $169,000 (May 2024) |
| Tax Bill | $1,988 (2024) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 963607408005 |
| Primary APN | 963607408005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 881 sqft Living Area |
| 1st Floor Area | 752 sqft |
| Basement Area | 752 sqft |
| Finished Basement | 225 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1939 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Lot Area | 8,520 sqft (0.195 acres) |
| Lot Dimensions | 142 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 892 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 202 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Water Source | Commercial |
| Old Parcel Number | 64096360740800500 |
|---|---|
| Street Address | 601 E 9TH ST |
| City | SPENCER |
| State | IA |
| Zip | 51301-4815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPENCER RESID |
| Legal Description | 7 10 COLLEGE W 10' 8 10 COLLEGE |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | COLLEGE ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 80200 |
Source: Clay County records · APN 963607408005
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9225 STATE AVE, KANSAS CITY, KS 66112-1534 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Jun 05, 2023 | Affidavit, Transfer · Conventional Mortgage US BANK NA |
| Jun 05, 2023 | Warranty Deed, Transfer |
| Jun 05, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on Record |
| Deed Sale | May 15, 2024 · Amount on Record |
| Prior Sale | Jun 05, 2023 · Amount on Record |
| Deed Document Number | 2024 947 |
| Deed Book / Page | 2024 / 947 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 601 E 9TH ST, SPENCER, IA 51301-4815 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002024/666 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 2024/666 |
| Instrument | 2024 666 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IA 51301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jun 05, 2023 |
| Property Address | 601 E 9TH ST, SPENCER, IA 51301-4815 |
| Document Number | 02023/1074 |
| Book / Page | 2023 / 1074 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023 1074 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 E 9TH ST, SPENCER, IA 51301-4815 |
| Document Number | 02023/1076 |
|---|---|
| Date | Jun 05, 2023 |
| Book Page | 2023/1076 |
| Instrument | 2023 1076 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jun 05, 2023 |
| Property Address | 601 E 9TH ST, SPENCER, IA 51301-4815 |
| Document Number | 02023/1075 |
| Book / Page | 2023 / 1075 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023 1075 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $226.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 601 E 9TH ST, SPENCER, IA 51301-4815 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jun 05, 2023 |
| Property Address | 601 E 9TH ST, SPENCER, IA 51301-4815 |
| Document Number | 02023/1075 |
| Book / Page | 2023 / 1075 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023 1075 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 601 E 9TH ST, SPENCER, IA 51301-4815 |
| Document Number | 0020231076 |
|---|---|
| Date | Jun 05, 2023 |
| Instrument | 2023 1076 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,030 (+25.63%) Land $24,000 Building $132,030 | $156,030 (+25.63%) Land $24,000 Building $132,030 | |
| 2024 | $1,988.00 (+21.22%) | ||
| 2023 | $124,200 (+17.83%) Land $16,800 Building $107,400 | $124,200 (+17.83%) Land $16,800 Building $107,400 | |
| 2022 | $1,640.00 (+8.32%) Homeowner's exemption | $105,410 Land $16,800 Building $88,610 | |
| 2021 | $1,514.00 | $105,410 Land $16,800 Building $88,610 |
Source: FEMA National Flood Hazard Layer as of February 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Communications Utility Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Verizon.
Based on FCC filings for 451 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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