601 Douglas St, Flora, IL 62839 Property Records

Clay County property record for 601 Douglas St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,040 sqft · built 1956
Lot Size	0.277 acres (12,096 sqft)
Owner	2 Individual Names on File
Last Sale	$22,000 (Jul 2012)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-26-217-016`

Property Details

APN / Parcel Number

Primary APN	`10-26-217-016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	520 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	12,096 sqft (0.277 acres)
Garage Area	528 sqft
Driveway	Asphalt Driveway
Driveway Area	540 sqft
Parking Spaces	2 Parking Spaces
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	601 DOUGLAS ST
City	FLORA
State	IL
Zip	62839-1151
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	H F ADAMS SUB DIV LOT 16
Legal Subdivision	H F ADAMS SUB DIV
Legal Lot Number	16
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1034
Census Tract	972100

Owner

601 Douglas St, a residential property, is owned and occupied by two individuals who bought it in July 2012.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	601 DOUGLAS ST, FLORA, IL 62839-1151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2012 · Amount on File
Deed Sale	Jul 30, 2012 · Amount on File
Prior Sale	May 29, 2012 · Amount on File
Deed Document Number	2012177354
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Recording Date	May 14, 2026
Property Address	601 DOUGLAS ST, FLORA, IL 62839-1151
Document Number	0000000940
Instrument Date	Apr 21, 2026
Instrument	2026940
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 DOUGLAS ST, FLORA, IL 62839-1151
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000940,
Date	May 14, 2026
Instrument	2026940

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 15, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 601 Douglas St was $2,290 with a homeowner's exemption, up 7.3% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (+7.31%) Homeowner's exemption	$35,920 (+11.45%) Land $4,224 Building $31,696	$107,760 (+11.45%) Land $12,672 Building $95,088
2024	$2,134.00	$32,230 Land $3,790 Building $28,440	$96,690 Land $11,370 Building $85,320
2022	$2,019.00 (+9.91%) Homeowner's exemption	$27,204 Land $3,188 Building $24,016	$81,612 Land $9,564 Building $72,048
2021	$1,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Douglas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 601 Douglas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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