601 Cove Dr, Cary, IL 60013 Property Records

McHenry County property record for 601 Cove Dr, Cary, IL 60013 · Last verified May 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1995
Square Footage3,170 sqft
Lot Size1.2 acres
GarageDetached
OccupancyOwner Occupied
Last Sale$375,000 (2019)

Property Details

APN / Parcel Number

Primary APN20-08-129-001

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Building Area3,170 sqft
Gross Area4,956 sqft Gross Area
1st Floor1,786 sqft 1st Floor
2nd Floor1,384 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Architectural StyleColonial Style
Exterior MaterialBrick/Wood Exterior
Lot Area52,272 sqft
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address601 COVE DR
CityCARY
StateIL
Zip60013-6301
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0014872 LT 21 SADDLE OAKS PHASE 1
Legal Range09E
Legal Township43N
Legal Section08
Legal SubdivisionSADDLE OAKS PH 01
Legal Phase1
Legal Block129
Legal Lot Number21
JurisdictionMCHENRY IL
Minor Civil DivisionALGONQUIN
Census Blockgroup3
Census Block3036
Census Tract871305

Owner

Source: McHenry County records · APN 20-08-129-001

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address601 COVE DR, CARY, IL 60013-6301
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
May 28, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2019 · Amount on Record
Deed SaleMay 28, 2019 · Amount on Record
Prior SaleNov 12, 2008 · Amount on Record
Deed Doc Number2019R0014872
Record RefreshedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address601 COVE DR, CARY, IL 60013-6301
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017803
DateMar 31, 2021
Instrument2021R0017803
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 28, 2019
Property Address601 COVE DR, CARY, IL 60013-6301
Document Number0000014872
Map ReferenceDOC 93R076606
Instrument DateMay 23, 2019
Instrument2019R0014872
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanySATURN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$562.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 COVE DR, CARY, IL 60013-6301

Mortgage

Document Number0000014873
DateMay 28, 2019
Instrument2019R0014873
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption Additional exemption filed$170,328 Land $79,383 Building $90,945$510,984 Land $238,149 Building $272,835

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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