601 Cortney Dr, Elko, NV 89801 Property Records

Elko County property record for 601 Cortney Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 1,659 sqft · built 1998
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (May 2019)
Tax Bill	$4,117 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-01C-023`

Property Details

APN / Parcel Number

Primary APN	`001-01C-023`
Alternative APN	`001-01A-007`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	4,034 sqft
1st Floor Area	1,659 sqft
Basement Area	1,612 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Attached
Garage Area	763 sqft
Parking Spaces	3 Parking Spaces
Deck Area	140 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	601 CORTNEY DR
City	ELKO
State	NV
Zip	89801-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR1
Legal Description	HERITAGE ESTATES SUB UNIT 1 FILE 410262 LOCATED IN MDB&M FORMERLY A PORTION OF 001-01A-007
Legal Range	55E
Legal Township	34N
Legal Section	08
Legal Subdivision	HERITAGE ESTATES UNIT 1
Legal Block	2
Legal Lot Number	123
Legal Unit	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2022
Census Tract	950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 CORTNEY DR, ELKO, NV 89801-2437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
May 28, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage ZB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Document Number	2019754902
Prior Transfer Date	Jun 18, 2010
Prior Transfer Doc	0000627814
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	601 CORTNEY DR, ELKO, NV 89801-2437
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000795048
Date	Sep 27, 2021
Instrument	795048

Lender

Name	ZB NA
Type	Bank
Address	LAS VEGAS, NV 89119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 28, 2019
Property Address	601 CORTNEY DR, ELKO, NV 89801-2437
Document Number	0000754902
Map Reference	FILE 410262
Instrument Date	May 17, 2019
Instrument	754902
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,439.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 CORTNEY DR, 601, ELKO, NV 89801-2437

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	601 CORTNEY DR, ELKO, NV 89801-2437

Mortgage

Document Number	0000754903
Date	May 28, 2019
Instrument	754903

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,117.00 (+1.2%)	$112,455 (+1.19%) Land $25,375 Building $87,080	$321,300 (+1.19%) Land $72,500 Building $248,800
2025	$4,068.00 (+17.91%)	$111,129 (+11.65%) Land $21,700 Building $89,429	$317,511 (+11.65%) Land $62,000 Building $255,511
2023	$3,450.00 (+8.29%)	$99,532 (+14.39%) Land $15,750 Building $83,782	$284,377 (+14.39%) Land $45,000 Building $239,377
2022	$3,186.00	$87,010 Land $15,750 Building $71,260	$248,600 Land $45,000 Building $203,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 77% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	None beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Anthem Broadband of Nevada, Verizon, Zito Media.

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