601 Cooper Ave, Elgin, IL 60120 Property Records

Kane County property record for 601 Cooper Ave, Elgin, IL 60120

Property Summary

Property TypeCommercial
Details2,208 sqft · built 1963
Lot Size0.145 acres (6,312 sqft)
OwnerCompany Name on Record
Last Sale$155,000 (Nov 2013)
Tax Bill$6,562 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-12-276-001

Property Details

APN / Parcel Number

Primary APN06-12-276-001

Interior

Building Area2,208 sqft Gross Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area6,312 sqft (0.145 acres)

Location & Zoning

Street Address601 COOPER AVE
CityELGIN
StateIL
Zip60120-3014
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLUDLOWS ADDN EXCEPT 10 FT ON WEST LINE & EXCEPT SOUTH 12 FT ON EAST LINE LOT 11 BLOCK 13
Legal SubdivisionLUDLOWS ADDN
Legal Block13
Legal Lot Number11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3011
Census Tract850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address601 COOPER AVE, ELGIN, IL 60120-3014
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2013 · Amount on Record
Deed SaleNov 27, 2013 · Amount on Record
Deed Document Number201383546
Prior Transfer DateNov 9, 2009
Prior Transfer Doc0000092993
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address601 COOPER AVE, ELGIN, IL 60120-3014
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012774
DateApr 24, 2023
Instrument2023K012774
Lender
NameFIRST STATE BANK
TypeBank
AddressSYCAMORE, IL 60178
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 19, 2028
Interest
Rate TypeAdjustable Rate
Rate9%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,562.00 (+15.96%)$86,024 (+8.57%) Land $24,733 Building $61,291$258,175 (+8.57%) Land $74,229 Building $183,947
2024$79,234 (+21.39%) Land $22,781 Building $56,453$237,797 (+21.44%) Land $68,370 Building $169,427
2022$5,659.00 (+3.95%)$65,270 (+6.96%) Land $18,766 Building $46,504$195,810 (+6.96%) Land $56,298 Building $139,512
2021$5,444.00$61,023 Land $17,545 Building $43,478$183,069 Land $52,635 Building $130,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2007–2008)
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Cooper Ave

Nearby Streets

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