601 Cindy Ln, Ballston Spa, NY 12020 Property Records

Saratoga County and Ballston Town property record for 601 Cindy Ln, Ballston Spa, NY 12020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,818 sqft · built 1977
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$237,000 (May 2016)
Tax Bill$5,077 (2025)
Deeds & MortgagesMay 2026 Line of Credit
APN412089 216.17-1-24

Property Details

APN / Parcel Number

Primary APN412089 216.17-1-24
Alternative APNs
  • 208921601700010240000000
  • 5 J03299

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,818 sqft Living Area
1st Floor Area1,006 sqft
2nd Floor Area812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions194 ft deep x 103 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number5 J03299
Street Address601 CINDY LN
CityBALLSTON SPA
StateNY
Zip12020-3543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number24.000
JurisdictionSARATOGA NY
Township / Civil DivisionBALLSTON
Census Block Group2
Census Block2017
Census Tract61701

Owner

601 Cindy Ln is owned and occupied by two individuals who bought it in May 2016.

Source: Saratoga County and Ballston Town records, as of May 28, 2026

Owner of Record2 Individual Names on File
Mailing Address601 CINDY LN, BALLSTON SPA, NY 12020-3543
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2016 · Amount on File
Deed SaleMay 26, 2016 · Amount on File
Deed Book / Page2016 / 15750
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Recording DateMay 19, 2026
Property Address601 CINDY LN, BALLSTON SPA, NY 12020-3543
Document Number0000014153
Instrument DateApr 9, 2026
Instrument202614153
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 CINDY LN, BALLSTON SPA, NY 12020-3543

Mortgage

Document Number0000014153,
DateMay 19, 2026
Instrument202614153
Lender
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 601 Cindy Ln was $5,077.

Source: Saratoga County and Ballston Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionBallston Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,077.00$224,000 Land $42,300 Building $181,700$352,811 Land $66,625 Building $286,186
2023$224,000 Land $42,300 Building $181,700$317,730 Land $60,000 Building $257,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 601 Cindy Ln; there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2017–2019)
Most Recent ClaimFeb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Cindy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBURNT HILLS-BALLSTON LK WD
serves 10,000 people · EPA ID NY4505658
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cindy Ln

Nearby Streets

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