601 Cherry St, Pana, IL 62557 Property Records

Christian County property record for 601 Cherry St, Pana, IL 62557

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,592 sqft · built 1950
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Trust Names on File
Last Sale	$100,000 (Sep 2022)
Tax Bill	$2,292 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-25-22-303-006-00`

Property Details

APN / Parcel Number

Primary APN	`11-25-22-303-006-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Basement Area	1,280 sqft
Finished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	601 CHERRY ST
City	PANA
State	IL
Zip	62557-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	DOWELLS RESUB LOT 1 & E1/2 LOT 2 BLK B 2003R07141 75X125' 111226.000 25-22-E
Legal Subdivision	DOWELLS RESUB
Legal Block	B
Legal Lot Number	1,2
Jurisdiction	CHRISTIAN IL
Township / Civil Division	PANA
Census Block Group	3
Census Block	3022
Census Tract	958800

Owner

601 Cherry St is owner-occupied and held in a trust since September 2022.

Source: Christian County records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	601 CHERRY ST, PANA, IL 62557-1849
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND COMMUNITY BANK
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND COMMUNITY BANK
Jan 16, 2024	Warranty Deed, Transfer
Sep 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MIDLAND COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Prior Sale	Jun 23, 2009 · Amount on File
Deed Document Number	20223436
Prior Transfer Date	Oct 18, 2012
Prior Transfer Doc	2012R06717
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Recording Date	May 7, 2026
Property Address	601 CHERRY ST, PANA, IL 62557-1849
Document Number	0000001475
Instrument Date	Apr 28, 2026
Instrument	20261475
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 CHERRY ST, PANA, IL 62557-1849

Mortgage

Document Number	0000001475,
Date	May 7, 2026
Instrument	20261475

Lender

Name	MIDLAND COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2041

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Recording Date	Aug 26, 2026
Property Address	601 CHERRY ST, PANA, IL 62557-1849
Document Number	0000002803
Instrument Date	Apr 28, 2026
Instrument	20262803
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	601 CHERRY ST, PANA, IL 62557-1849

Mortgage

Document Number	0000002803,
Date	Aug 26, 2026
Instrument	20262803

Lender

Name	MIDLAND COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2041

Interest

Rate	6.46%
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN IL
Recording Date	Jan 16, 2024
Property Address	601 CHERRY ST, PANA, IL 62557-1849
Document Number	2024R00139
Instrument Date	Jan 10, 2024
Instrument	2024R00139
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 CHERRY ST, PANA, IL 62557-1849

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN IL
Recording Date	Sep 22, 2022
Property Address	601 CHERRY ST, PANA, IL 62557-1849
Document Number	2022R03436
Instrument Date	Sep 21, 2022
Instrument	2022R03436
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03437
Date	Sep 22, 2022
Instrument	2022R03437

Lender

Name	MIDLAND COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 601 Cherry St was $2,292 with exemptions applied, down 1.5% from the year before.

Source: Christian County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Christian County
County Subdivision	Pana Township
Municipality	Pana City
Unified School District	Pana Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,292.00 (-1.46%) Homeowner's exemption Senior Citizen's exemption	$41,760 (+12.88%) Land $3,771 Building $37,989	$125,280 (+12.88%) Land $11,313 Building $113,967
2024	$2,326.00	$36,995 Land $3,341 Building $33,654	$110,985 Land $10,023 Building $100,962
2022	$271.00 Homeowner's exemption Senior Citizen's exemption	$37,464 Land $3,132 Building $34,332	$112,392 Land $9,396 Building $102,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 601 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANA serves 5,800 people · EPA ID IL0210500
Water Source	Surface water
Last State Inspection	Apr 2025
Also Mapped Here	EJ WATER COOPERATIVE
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Computer Techniques Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV, Wisper ISP.

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