601 Centre St, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 601 Centre St, Fernandina Beach, FL 32034

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	3 bd · 2.5 ba · 16,826 sqft · built 1926
Lot Size	1.34 acres (58,394 sqft)
Owner	2 Company Names on Record
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-00-31-1800-0036-0010`

Property Details

APN / Parcel Number

Primary APN	`00-00-31-1800-0036-0010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Plumbing Fixtures	28 Plumbing Fixtures
Total Rooms	29 Rooms
Stories	3 Stories
Building Area	16,826 sqft Total Area
1st Floor Area	20,332 sqft
Upper Floors Area	9,629 sqft
Interior Walls	Plaster
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	58,394 sqft (1.34 acres)
Lot Dimensions	82 ft deep x 150 ft wide
Garage Area	273 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,929 sqft
Deck Area	280 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	601 CENTRE ST
City	FERNANDINA BEACH
State	FL
Zip	32034-3938
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning Code	C-3
Legal Description	BLOCK 36 LOTS 1 2 3 6 7 8 & S1/2 OF LOTS 4 & 5 IN OR 1945/1915 & OR 958/422 CITY OF FDNA BEACH
Legal Range	28E
Legal Township	03N
Legal Section	22
Legal Subdivision	CITY OF FDNA BEACH
Legal Block	36
Legal Lot Number	1 2
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	2
Census Block	2044
Census Tract	50102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fernandina Beach Historic District (Boundary Increase) listed 1987 · 174 contributing resources · NRIS 87000195

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	601 CENTRE ST, FERNANDINA BEACH, FL 32034-3938
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2014
Deed Sale	Nov 4, 2014
Deed Document Number	201428872
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	601 CENTRE ST, FERNANDINA BEACH, FL 32034-3938
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 CENTRE ST, FERNANDINA BEACH, FL 32034-3938

Mortgage

Document Number	0024631338
Date	May 21, 2021
Book Page	2463/1338
Instrument	202145019072

Lender

Name	THE FLORIDA UNITED METHODIST FOUNDATION
Type	Non-Lending Institution
Address	LAKELAND, FL 33815

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Fernandina Beach City
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$10,626,867 (+18.18%) Land $5,255,550 Building $5,371,317	$10,626,867 (+18.18%) Land $5,255,550 Building $5,371,317
2023	Additional exemption filed	$8,992,121 Land $4,087,621 Building $4,904,500	$8,992,121 Land $4,087,621 Building $4,904,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	120 (1978–2022)
Claims Outside the SFHA	63 of 120
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Debby, Jun 2012 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20