601 Cardinal Dr, Ferdinand, IN 47532 Property Records

Dubois County property record for 601 Cardinal Dr, Ferdinand, IN 47532

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,731 sqft · built 1999
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on File
Last Sale	$299,532 (May 2022)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jul 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-15-21-400-024.030-008`

Property Details

APN / Parcel Number

Primary APN	`19-15-21-400-024.030-008`
Alternative APNs	`01291740738` `0140164330`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,731 sqft Living Area
1st Floor Area	1,731 sqft
Basement Area	1,731 sqft
Finished Basement	1,731 sqft
Game Room	Game Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2002
Construction Type	Brick
Roof Material	Asphalt
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	125 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01291740738
Street Address	601 CARDINAL DR
City	FERDINAND
State	IN
Zip	47532-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	014-01643-30 WHIPPOORWILL HEIGHTS 2ND ADD LOT 18
Legal Subdivision	WHIPPOORWILL HEIGHTS 2ND ADD
Legal Lot Number	18
Jurisdiction	DUBOIS IN
Township / Civil Division	FERDINAND
Census Block Group	2
Census Block	2050
Census Tract	953702

Owner

601 Cardinal Dr is owned and occupied by an individual who bought it in May 2022.

Source: Dubois County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	601 CARDINAL DR, FERDINAND, IN 47532-9348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jul 18, 2019	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	20221167376
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBOIS IN
Property Address	601 CARDINAL DR, FERDINAND, IN 47532-9348
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 CARDINAL DR, FERDINAND, IN 47532-9348

Mortgage

Document Number	2020006468
Date	Oct 13, 2020
Instrument	2020006468

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	FERDINAND, IN 47532

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBOIS IN
Property Address	601 CARDINAL DR, FERDINAND, IN 47532-9348
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003173
Date	Jul 18, 2019
Instrument	2019003173

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	FERDINAND, IN 47532

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 24, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBOIS IN
Property Address	601 CARDINAL DR, FERDINAND, IN 47532-9348
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 CARDINAL DR, FERDINAND, IN 47532-9348

Mortgage

Document Number	2020005689
Date	Sep 11, 2020
Instrument	2020005689

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBOIS IN
Recording Date	May 6, 2022
Property Address	601 CARDINAL DR, FERDINAND, IN 47532-9348
Document Number	2022002449
Instrument Date	Apr 29, 2022
Instrument	2022002449
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 CARDINAL DR, FERDINAND, IN 47532-9348

Mortgage

Document Number	2022002450
Date	May 6, 2022
Instrument	2022002450

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	JASPER, IN 47546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBOIS IN
Recording Date	Jun 8, 2017
Property Address	601 CARDINAL DR, FERDINAND, IN 47532-9348
Document Number	2017002692
Instrument Date	Jun 2, 2017
Instrument	2017002692
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 CARDINAL DR, FERDINAND, IN 47532-9348

Mortgage

Document Number	2017002693
Date	Jun 8, 2017
Instrument	2017002693

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 601 Cardinal Dr was $3,026 with a homeowner's exemption, down 7.8% from the year before.

Source: Dubois County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dubois County
County Subdivision	Ferdinand Township
Municipality	Ferdinand Town
Unified School District	Southeast Dubois County School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00 (-7.83%) Homeowner's exemption	$315,400 Land $25,400 Building $290,000	$315,400 Land $25,400 Building $290,000
2024	$3,283.00 (+23.37%)
2023	$2,661.00 (+0.38%)	$270,200 Land $25,400 Building $244,800	$270,200 Land $25,400 Building $244,800
2022	$2,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Cardinal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERDINAND WATER DEPARTMENT serves 2,918 people · EPA ID IN5219004
Water Source	Purchased surface water from PATOKA LAKE REGIONAL WATER
Last State Inspection	Apr 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
Orange County REMC Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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