601 Buttonwoods Rd, Elkton, MD 21921 Property Records

Cecil County property record for 601 Buttonwoods Rd, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,294 sqft · built 1995
Lot Size	0.045 acres (1,960 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Dec 2021)
Tax Bill	$2,784 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-093999`

Property Details

APN / Parcel Number

Primary APN	`03-093999`
Alternative APNs	`3093999` `093999`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,294 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,960 sqft (0.045 acres)
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	093999
Street Address	601 BUTTONWOODS RD
City	ELKTON
State	MD
Zip	21921-6566
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 152 - .0459 ACRE 601 BUTTONWOODS ROAD THE COURTS
Legal Subdivision	COURTS VILLAGES SOUTHFIELDS
Legal Lot Number	152
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1027
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

601 Buttonwoods Rd, a townhouse, is owned and occupied by two individuals who bought it in December 2021.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	601 BUTTONWOODS RD, ELKTON, MD 21921-6566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Dec 7, 2021	Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Mar 23, 2006 · Amount on File
Deed Book / Page	5053 / 211
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Jun 5, 2026
Property Address	601 BUTTONWOODS RD, ELKTON, MD 21921-6566
Document Number	5797000143
Book / Page	5797 / 143
Instrument Date	Jun 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 BUTTONWOODS RD, ELKTON, MD 21921-6566

Mortgage

Document Number	5797000143,
Date	Jun 5, 2026
Book Page	5797/143

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	601 BUTTONWOODS RD, ELKTON, MD 21921-6566
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050780389
Date	Jan 10, 2022
Book Page	5078/389

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 7, 2021
Property Address	601 BUTTONWOODS RD, ELKTON, MD 21921-6566
Document Number	0050530211
Book / Page	5053 / 211
Map Reference	CAB 565 PG 1029
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	601 BUTTONWOODS RD, ELKTON, MD 21921-6566

Mortgage

Document Number	0005053217
Date	Dec 7, 2021
Instrument	5053/217

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Mortgage

Document Number	0050530235
Date	Dec 7, 2021
Book Page	5053/235

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 601 Buttonwoods Rd was $2,784, up 9.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,784.00 (+9.26%)	$161,900 (+9.91%)	$176,500 (-) Land $60,000 Building $116,500
2025	$2,548.00	$147,300	$176,500 Land $60,000 Building $116,500
2023	$1,557.00	$129,767	$132,700 Land $38,000 Building $94,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Buttonwoods Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Buttonwoods Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

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