601 Brady St, Oakley, MI 48649 Property Records

Saginaw County property record for 601 Brady St, Oakley, MI 48649

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft · built 1920
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$109,900 (May 2022)
Tax Bill	$1,564 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-36-0601-001`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-36-0601-001`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	416 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	601 BRADY ST
City	OAKLEY
State	MI
Zip	48649-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	BEG AT A PT ON N SEC LINE 772 FT E OF N 1/4 CORN OF SEC 36 TH CONT E 150 FT TH S 290.4 FT TH W 150 FT TH N 290.4 FT TO POB
Legal Range	02E
Legal Township	09N
Legal Section	36
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	4
Census Block	4032
Census Tract	12500

Owner

601 Brady St is owned and occupied by two individuals who acquired it in August 2025.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19727 S MERRILL RD, ELSIE, MI 48831-9204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 16, 2022	Warranty Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE
	Deed of Trust, Mortgage
Apr 4, 2022	Warranty Deed, Transfer
Aug 30, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Apr 4, 2022 · Amount on File
Deed Document Number	202214898
Last Transfer Date	Aug 28, 2025
Transfer Doc	0000021493
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	601 BRADY ST, OAKLEY, MI 48649-9725
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 BRADY ST, OAKLEY, MI 48649-9725

Mortgage

Document Number	0000003452
Date	Feb 24, 2023
Instrument	2023003452

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 16, 2022
Property Address	601 BRADY ST, OAKLEY, MI 48649-9725
Document Number	0000014898
Instrument Date	May 10, 2022
Instrument	2022014898
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7172 S STEEL RD, 7172, SAINT CHARLES, MI 48655-9734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12301 W SHARON RD, OAKLEY, MI 48649-8717

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	601 BRADY ST, OAKLEY, MI 48649-9725
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 BRADY ST, OAKLEY, MI 48649-9725

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 4, 2022
Property Address	601 BRADY ST, OAKLEY, MI 48649-9725
Document Number	0000008016
Instrument Date	Mar 31, 2022
Instrument	2022008016
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 BRADY ST, 601, CHESANING, MI 48616-1119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7172 S STEEL RD, SAINT CHARLES, MI 48655-9734

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	601 BRADY ST, OAKLEY, MI 48649-9725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022794
Date	Aug 30, 2018
Instrument	2018022794

Lender

Name	STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 601 Brady St was $1,564 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Municipality	Oakley Village
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,500	$77,000
2025	$1,564.00 Homeowner's exemption
2023		$27,500	$55,000
2022	$603.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 601 Brady St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Brady St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Westphalia Broadband.

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