601 6th St NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 601 6th St NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.278 acres (12,111 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Feb 2026)
Tax Bill	$3,458 (2026)
Deeds & Mortgages	Feb 2005 Line of Credit Feb 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.01048.00`

Property Details

APN / Parcel Number

Primary APN	`17.01048.00`

Exterior

Lot Area	12,111 sqft (0.278 acres)

Location & Zoning

Street Address	601 6TH ST NE
City	SAINT CLOUD
State	MN
Zip	56304-0203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-005 BLOCK-034 & LOT 6 AND 1/2 VAC ALLEY LYING ADJ TO LOTS & VAC SEARLE ST LYING
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	34
Legal Lot Number	1,5-6
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4001
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	26901 E STATE HIGHWAY 55, PAYNESVILLE, MN 56362-9625
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2005	Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK
Feb 17, 2026	Warranty Deed, Transfer · Line of Credit PERENNIAL BANK
Feb 10, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	2026481855
Prior Transfer Date	Feb 6, 2026
Prior Transfer Doc	0000481785
Record Updated	Oct 29, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	601 6TH ST NE, SAINT CLOUD, MN 56304-0203
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A323442
Date	Feb 16, 2005
Instrument	A323442

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank
Address	WILLOW CITY, ND 58384

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	31 Months
Due	Sep 5, 2007

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Feb 17, 2026
Property Address	601 6TH ST NE, SAINT CLOUD, MN 56304-0203
Document Number	0000481855
Instrument Date	Feb 13, 2026
Instrument	481855
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26901 E STATE HIGHWAY 55, PAYNESVILLE, MN 56362-9625

Mortgage

Document Number	0000481856
Date	Feb 17, 2026
Instrument	481856

Lender

Name	PERENNIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 13, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Feb 10, 2026
Property Address	601 6TH ST NE, SAINT CLOUD, MN 56304-0203
Document Number	0000481785
Instrument Date	Feb 6, 2026
Instrument	481785
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24168 COUNTY ROAD 174, ALBANY, MN 56307-9791

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,458.00 (+7.59%)	$174,100 (+8.14%) Land $30,000 Building $144,100	$174,100 (+8.14%) Land $30,000 Building $144,100
2025	$3,214.00 (-0.25%)	$161,000 (-) Land $30,000 Building $131,000	$161,000 (-) Land $30,000 Building $131,000
2023	$3,222.00	$161,000 Land $30,000 Building $131,000	$161,000 Land $30,000 Building $131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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